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Checking and Savings

Checking and Savings

FREE Checking with Premier America!

Find everything you, your family and business need and a whole lot more.

Premier America has a variety of checking accounts designed with your needs in mind.
  Primary Checking, our FREE checking account, can help you achieve your goals. Or, if you maintain a higher monthly balance and you prefer to earn a great dividend rate, Platinum Checking might be the right choice for you. 


Primary Checking - no monthly service charge

Platinum Checking - our highest earning checking account (see rates)

Premier Checking  - earns dividends if you keep lower balances

New Generation Checking - for our members ages 13-17

Fresh Start Checking - checking accounts for those with past ChexSystems records

Open Checking Account



No matter which checking account you select, you will receive these benefits:

  • Free Online Banking, Bill Pay, and eStatements all make it easier to keep your financial life on track.
  • Thousands of surcharge-free and branches nationwide. 
  • Convenience of a Debit MasterCard®.  
  • Mobile and Text Banking for anytime access to your accounts.
  • Mobile Deposit - Deposit checks using your smart phone or iPad.
  • MyPhotoCard - Customize your debit or credit card.
  • Change Jar- Save every time you swipe your debit card.











FREE Primary Checking

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Platinum Checking

Open Now
  • Enjoy exceptional service, security and value.
  • Free Online Banking with Bill Pay.
  • Free eStatements.
  • No monthly service charge.
  • No minimum balance requirement.
  • Unlimited check writing.
  • Minimum to open is $100.

Primary Checking features & benefits PLUS:

  • Free services including cashier’s checks,
    traveler’s checks, free outgoing domestic wire transfer and standard check orders. Tiered dividends on balances.
  • No fee for up to 8 non-network ATM visits
    per month.*












Click to compare our checking accounts then open your account online. Please contact a branch or call 800-772-4000 if you have any questions. We look forward to hearing from you.


All checking accounts come with a Smart Savings Account.

  • Available for members under the age of 18 (with parent or sponsoring adult as joint owner).


Easy access at Premier America branches and shared branches.
Our products and services are always within reach at our full-service branches. Click to find a shared branch.

With more choices, better rates and lower fees, our accounts, credit cards, and loan programs allow you to dream bigger about your financial future. Let’s get started!
* Surcharges imposed by non-Premier/non-CO-OP ATM owners or operators will not be waived.


Equal Housing Lender
Premier America Credit Union is committed to providing exceptional service to individuals and small businesses. We offer consumer, business and youth checking and savings accounts; business loans; investment services; high yields on certificates and money market accounts; homeowner's and auto insurance; home mortgages and auto loans; as well as MasterCard and Visa credit cards. Our members enjoy free services including online banking, mobile banking, text banking, mobile apps and bill pay. We are proud to serve the communities of Chatsworth, Simi Valley, Thousand Oaks, Valencia, Santa Monica, Westlake Village, and Woodland Hills, California as well as Houston, Texas.