ATM & Branch Locator


Checking and Savings

Checking and Savings

Checking Accounts

Start enjoying the benefits and convenience of a Premier America Checking Account today.


Primary Checking, our FREE checking account, can help you achieve your goals. Or, if you maintain a higher monthly balance and you prefer to earn a great dividend rate, Platinum Checking might be the right choice for you.


Compare our checking accounts to determine which one is right for you.


  Primary Checking Premier Checking Platinum Checking Fresh Start Checking New Generation Checking
Higher Dividends
High Balances
2nd Chance Checking Ages 13-17
Deposit to Open
$100 $100 $100 $25 $25
Pays Dividends No Yes Yes No No
Monthly Service Fee $0 $10 $20 $13 $0
Method to Waive or Reduce the Monthly Service Fee N/A Maintain $1,500 minimum daily balance

1. Maintain $10,000 daily balance in Checking Account,

2. Maintain $25,000 daily balance in Savings or Money Market Accounts, or

3. Outstanding first mortgage

Reduce monthly fee to $10 with minimum of $200 monthly direct deposit N/A
Non-Premier America or CO-OP ATM fee waiver No No Yes, 8 per
No No

* Surcharge imposed by non-Premier America/CO-OP ATM owners or operators will not be waived.


No matter which checking account you select, you will receive these benefits:


  • Keep your financial life on track with free Online Banking and Bill Pay.
  • Free and secure eStatements, so you can cut the clutter and get organized.
  • Save with Purchase Rewards, a cash back rewards program free for members.
  • Access your accounts at more than 30,000 surcharge-free ATMs and 6,800 shared branches.
  • Mobile Banking, Mobile Apps and Text Banking for anytime access. 
  • Mobile Deposit lets you deposit checks to your accounts using your smart phone or iPad. 
  • MyPhotoCard - Freedom to add a custom design to your debit or credit card.
  • Change Jar - Save a little every time you swipe your debit card.

All Premier America checking accounts offer unlimited check writing plus these valuable services and features.


Free Debit MasterCard®

  • Use signature or PIN to access your account.
  • Surcharge free at Premier America ATMs and at 28,000+ nationwide ATMs. Click for ATM locations.
  • Make cash withdrawals or point-of-sale purchases at ATM/merchants bearing the following logos MasterCard®, CO-OP Network, Star® (a surcharge may apply; check the ATM/merchant before use).

Automated Telephone Banking

  •  All you need is your Account Number and PIN when you call 800-772-4000 or 818-772-4000.
  •  Review account balances, make loan payments, transfer funds, or find out if a specific check has cleared.

Direct Deposit

  • Deposit all or part of your payroll directly to your account.
  • No need to wait for a check to arrive or stand in line to deposit it.
  • Available for Social Security, military, government, and payroll checks.


Overdraft Protection Available

  • Keep your account in good standing.
  • Revolving, open-end overdraft protection (credit limits $1,000-$5,000).
  • Low variable rate.

With more choices, better rates and lower fees, our accounts, credit cards, and loan programs allow you to dream bigger about your financial future. Let's get started!


Equal Housing Lender
Premier America Credit Union is committed to providing exceptional service to individuals and small businesses. We offer consumer, business and youth checking and savings accounts; business loans; investment services; high yields on certificates and money market accounts; homeowner's and auto insurance; home mortgages and auto loans; as well as MasterCard and Visa credit cards. Our members enjoy free services including online banking, mobile banking, text banking, mobile apps and bill pay. We are proud to serve the communities of Chatsworth, Simi Valley, Thousand Oaks, Valencia, Santa Monica, Westlake Village, and Woodland Hills, California as well as Houston, Texas.