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Insurance and Investments

Insurance and Investments

Premier America offers extra protection for your investment (GAP)

Guaranteed Asset Protection (GAP) is available to members who finance a new or used vehicle with us, only at the time you obtain your loan. GAP protects you from financial liability if your vehicle is damaged beyond repair or stolen and never recovered. It will pay the difference between the insurance settlement and the loan balance, and will cover your insurance deductible.

Why get GAP?

  • Since a vehicle's value declines as a result of depreciation, the loan balance can be higher than its Actual Cash Value (ACV).
  • Without GAP coverage, you would be responsible for paying the difference between the insurance settlement and the outstanding loan balance.
  • GAP pays the difference between your loan balance and the ACV plus your deductible, up to $1,000 (California residents only).

Ask your loan officer for GAP or call (800) 772-4000, ext 4040, (818) 772-4040, or send us an email to add GAP to your auto loan.


Equal Housing Lender
Premier America Credit Union is committed to providing exceptional service to individuals and small businesses. We offer consumer, business and youth checking and savings accounts; business loans; investment services; high yields on certificates and money market accounts; homeowner's and auto insurance; home mortgages and auto loans; as well as MasterCard and Visa credit cards. Our members enjoy free services including online banking, mobile banking, text banking, mobile apps and bill pay. We are proud to serve the communities of Chatsworth, Simi Valley, Thousand Oaks, Valencia, Santa Monica, Westlake Village, and Woodland Hills, California as well as Houston, Texas.