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Insurance and Investments

Loan Protection Plan: Coverage You Can Afford

Premier America's Loan Protection Plan covers up to two borrowers per loan for the same small fee. For just pennies a day, you can purchase the exact amount of protection needed for your Consumer Loan, Home Equity Loan or Credit Card balances.

Transitional Loss of Life, Disability and Involuntary Unemployment

  • Provides up to 12 months or $12,000 life and disability protection up to age 70.
  • Pays your loan payments for up to three months or until the entire protected balance has been cancelled, but not more than $1,500 per period of involuntary unemployment.*

Transitional Loss of Life and Disability

  • Provides up to 12 months or $12,000 life and disability protection up to age 70.*

Loss of Life

  • Pays off the protected loan balance, up to $50,000, should you die from a covered illness or injury up to age 70.*

Throw Yourself a Safety Net

The Loan Protection Plan can be added to your Premier America loan, giving you peace of mind and security knowing that in the event of unforeseen circumstances your financial obligations are protected. Other benefits include:

  • Collateral and credit rating protection
  • Simple eligibility requirements
  • Fast, easy enrollment
  • Convenient-fee added to your monthly loan payment
  • 30-day free look

Your enrollment in the Loan Protection Plan is optional. This Loan Protection Plan is a debt cancellation product available through Premier America Credit Union.
* Please refer to the Loan Protection Plan Contract for additional information on benefit maximums, eligibility and limitations.

Equal Housing Lender
Premier America Credit Union is committed to providing exceptional service to individuals and small businesses. We offer consumer, business and youth checking and savings accounts; business loans; investment services; high yields on certificates and money market accounts; homeowner's and auto insurance; home mortgages and auto loans; as well as MasterCard and Visa credit cards. Our members enjoy free services including online banking, mobile banking, text banking, mobile apps and bill pay. We are proud to serve the communities of Chatsworth, Simi Valley, Thousand Oaks, Valencia, Santa Monica, Westlake Village, and Woodland Hills, California as well as Houston, Texas.