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Loan Marketplace

Open Doors with Premier America Home Loans

Whether you are a first-time buyer, want to refinance or wish to use the equity in your home, Premier America makes getting a great home loan simple and affordable. With our great rates and online tools, it's easy to find a loan that fits your needs. Interested in learning more about Premier America home loan options?

Visit our home loan center at

  • Choose the best home loan for you
  • Check out our competitive rates and options
  • Apply for your loan online
  • Learn about purchasing or refinancing your home
  • Available for revocable and irrevocable trusts


Premier America has a range of loan options and lines of credit that can meet your needs and budget.

Take a look at the choices available to you. Apply now  and find out if you're approved in minutes.

Save ThousandsFixed Rate Loans

Our wide variety of loan programs offer:

  • Competitive rates
  • 10, 15, 20, or 30 year terms
  • Financing up to 95% loan-to-value (LTV) with approved mortgage insurance
  • Conforming and jumbo loans
  • Investment property loans


No Cost Jumbo Mortgage1

You need to move or want to buy your dream home but don't have sufficient cash to cover the upfront charge. If you can afford the monthly payments then consider a No-Cost Jumbo Mortgage loan (loans over $417,000). A no closing cost mortgage may be the right loan for you. Compare all the options for home loans to determine which is best for you.

  • Competitive rates
  • 10, 15, 20, or 30 year terms
  • Financing up to 80% loan-to-value (LTV) with approved mortgage insurance
  • Most jumbo loans and some conforming loans qualify for this program.

Adjustable Rate Mortgage (ARM) Loans

Interested in an Adjustable Rate Mortgage (ARM)? An ARM is advantageous if you plan to stay in your home for only the initial fixed rate period. You’ll benefit from a fixed lower interest rate for the initial fixed rate period.

  • Limited time offer...3/1  ARM Special at 1.99% Rate.
  • No prepayment penalty 
  • Lower initial payments, advantageous if you plan to stay in your home for the initial fixed rate period


Premier America Real Estate Services

When it comes to buying a home, all of us could benefit from a knowledgeable partner who is looking out for our best interests. That's why Premier America offers members its Real Estate Services program. Thinking of buying or selling your home? Premier America is proud to announce our affiliation with a new program to benefit members, "Real Estate Services," which will ensure you have an exceptional experience while saving you thousands of dollars!

Program benefits:

  • Credit Union Certified Real Estate Agents
  • 20% Cash Back Reward on Agent Commission*
  • Teams you up with a Dedicated Member Advocate

Would you like to take the guesswork out of selecting a real estate agent? The program connects you to a dedicated Member Advocate. Your Advocate will look out for your best interests and ensure you get the highest quality services.  Your Advocate:

  • Connects you with the right CU Certified Real Estate Agent for you,
  • Works with the Agent to ensure all time periods and critical decisions are addressed correctly,
  • Helps you through the entire buying or selling process including all the closing details

For more information, contact a Member Advocate at (800) 298-0864.


Get a great rate on your home insurance. Premier America Credit Union offers California members Homeowners Insurance.

Rates and terms are subject to loan policies and may change without notice. Rates and APR subject to credit worthiness, amount of loan, type of property, and loan to value ratio. Availability of loan and maximum loan amounts vary by state. 

*Certain restrictions may apply. Not available for real estate transactions in Iowa, Mississippi, New Jersey, Oklahoma, Tennessee, and Wyoming.

1 Certain restrictions may apply. Not available for all states or properties. 
   Available for new purchases only.



Equal Housing Lender
Premier America Credit Union is committed to providing exceptional service to individuals and small businesses. We offer consumer, business and youth checking and savings accounts; business loans; investment services; high yields on certificates and money market accounts; homeowner's and auto insurance; home mortgages and auto loans; as well as MasterCard and Visa credit cards. Our members enjoy free services including online banking, mobile banking, text banking, mobile apps and bill pay. We are proud to serve the communities of Chatsworth, Simi Valley, Thousand Oaks, Valencia, Santa Monica, Westlake Village, and Woodland Hills, California as well as Houston, Texas.