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Tips and Tools

Tips and Tools

Loan Comparison Calculator

Use our Loan Comparison Calculator to help you determine the financing and payment options that are best for you.

Our Loan Comparison Calculator will create a table for the desired information. In order for the Calculator to calculate your table, you must first enter the loan terms, payment frequency, and interest rates. Then decide on a calculation: do you need to find out what the overall cost of the loan with interest will be, or do you need to know what the payment for a specified loan amount will be?

Term of Loan
Enter the number of months or years to borrow.
Months Years

Payment Frequency
Select how often you wish to make payments below:

Monthly Semi-monthly Bi-weekly Weekly

Interest Rates

Various interest rates will be displayed in the left column. Select the beginning and ending interest rates for the Loan Comparison Calculator to use, along with the increments by which the rate will increase in the table. Enter percentage without percentage sign, e.g. 1.0, 4.0, .5

Low Interest Rate  %
High Interest Rate  %
Rate Increments  %

Total Loan Cost
You can have the Loan Calculator calculate the amount to borrow in the various columns. Select the starting and ending payment amounts that you can afford.

The Loan Comparison Calculator will calculate the total borrowed amount, principal and interest, using the entered payment information. Enter the lowest and highest payment amounts that you can afford, then click the Calculate key.

Low Payment Amount 
High Payment Amount 


Payment Amount

If you know how much and at what interest rate you want to borrow, and would like to know what your payments will be, then use this utility. Enter what your lowest and highest total amount to borrow may be, then click the Calculate key.

Low Amount to Borrow 
High Amount to Borrow 

Note: The Loan Comparison Calculator is intended to provide approximate information about your loan payments and does not constitute an offer to extend credit. Your actual payment information may vary. Please contact the financial institution for exact payment information.

Equal Housing Lender
Premier America Credit Union is committed to providing exceptional service to individuals and small businesses. We offer consumer, business and youth checking and savings accounts; business loans; investment services; high yields on certificates and money market accounts; homeowner's and auto insurance; home mortgages and auto loans; as well as MasterCard and Visa credit cards. Our members enjoy free services including online banking, mobile banking, text banking, mobile apps and bill pay. We are proud to serve the communities of Chatsworth, Simi Valley, Thousand Oaks, Valencia, Santa Monica, Westlake Village, and Woodland Hills, California as well as Houston, Texas.