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Q1 2020 Update
Q1 2020 Update Newsletter
Preventing Identity Theft
Six Tips for Preventing Identity Theft
Did you know the Federal Trade Commission (FTC) received more than 444,000 reports of identity theft in 20181 ? Credit card fraud was the most common type, with more than 167,000 cases reported. But other types of identity theft, including medical, online shopping, email, social media and insurance are on the rise. So, it’s important to take steps now
to help prevent you from becoming a victim in the future.
. Shred pre-approved credit offers you receive in the mail and paperwork that
has sensitive data (e.g. social security and account numbers) that could be misused if it
falls into the wrong hands.
Enable multi-factor authentication
. Multi-factor authentication requires you to provide
more than one piece of data to verify your identity, providing an added layer of security
on your accounts.
Use the Internet wisely
. Skip the public Wi-Fi and be sure you’re using a secured, private
internet connection whenever you log into online accounts. Use only reputable and
secure sites when shopping online and never click on links sent from someone you
Choose passwords carefully
. Use complex passwords, and don’t re-use the same
password for multiple accounts. If you’re worried you won’t be able to keep track,
consider using a password manager, which generates and stores passwords for you.
Monitor your credit reports
. Checking your credit reports on a regular basis can alert you
to suspicious activity, so you can take steps to resolve it quickly. Under the Fair Credit
Reporting Act,2 you’re entitled to receive one free credit report from each of the three
major credit bureaus – Equifax, TransUnion and Experian – every year. Request your
copy at AnnualCreditReport.com.
Consider freezing your credit
. Freezing your credit limits who can access your credit
reports, making it difficult for fraudsters to open new accounts in your name. You’ll need
to lift the freeze before applying for a new loan or line of credit, but the added security
may be worth the inconvenience.
For more information on protecting against Identify Theft, please visit PremierAmerica.com/learn/security-center.