Budgeting and Saving Tools to Help You Manage Your Money

You may have the best intentions to stick to a budget, or maybe you’ve never created a budget because it seemed too complicated. Budgeting doesn’t have to be hard or take a ton of time. And, it can begin to pay off right away. 
Here are three tools to help you manage your money and save more.
  1. Money Management - available in Online Banking. Automatically categorize your spending, and use dynamic budget bubbles to easily see where you’re spending your money. The tool also shows your account balances and transactions, so you have a clear snapshot of your entire financial picture. With all your information in one place, you can easily manage your savings, reduce your debt and plan for retirement. To get started, log in to Premier America Online Banking or our Mobile App today.

  2. Change Jar. Make saving for any goal effortless with Change Jar, a free service provided by Premier America. Every debit card purchase you make is rounded up to the nearest dollar, and the difference is transferred to your savings account, so you can watch your savings grow with every purchase you make. To sign up, go to Online Banking > Services and Forms > Change Jar Enrollment.

  3. Automatic Savings. Whether you have a specific goal in mind or you just want to save for the future, you can set it and forget it with automatic transfers from your checking to savings accounts each month. Have more than one goal you want to save for? Open a separate account for each one. You can even name your accounts, making it easier to keep track of how much you’ve saved for each goal. To get started, visit your local branch or call us for help setting up your account.