Membership Agreement Update

The Premier America Credit Union Membership Agreement is updating July 1, 2025. 
We periodically update our Consumer and Business Membership Agreements when we add or remove products or services, or when Federal and State regulations change. Updates to the Agreements are noted below.

Consumer Membership Agreement Update

  • Section IV. Funds Availability Policy (Pages 18-19)
    • The first $275 of your check deposits will now be available on the first business day.
    • Within your first 30 days of membership, funds from deposits of cash, wire transfers or the first $6,725 of a day’s total deposits of U.S. Postal Money Orders, cashier’s, certified, teller’s, traveler’s, and Federal, state and local government checks will be available on the first business day after the day of your deposit, if the deposit meets certain conditions.
    • Funds available from cash withdrawn from local checks and checks deposited at nonproprietary ATM’s is $550.

Business Membership Agreement Update

  • Section IV. Funds Availability Policy (Pages 15-16)
    • The first $275 of your check deposits will now be available on the first business day.
    • Within your first 30 days of membership, funds from deposits of cash, wire transfers or the first $6,725 of a day’s total deposits of U.S. Postal Money Orders, cashier’s, certified, teller’s, traveler’s, and Federal, state and local government checks will be available on the first business day after the day of your deposit, if the deposit meets certain conditions.
    • Funds available from cash withdrawn from local checks and checks deposited at nonproprietary ATM’s is $550.