Premium Money Market

Accelerate Your Earnings
Open account by March 31, 2024
Deposit $10,000 or more
Earn up to $3,750*


Open your Premium Money Market, deposit new funds, and maintain a qualifying balance from day 31 to 120 to earn your cash bonus. It's that simple!

How to earn your cash bonus:

  1. Open account by March 31, 2024 
  2. Deposit $10,000 or more 
    • Deposit $10,000 or more of new money into your new account during the initial 30-day initial funding period.
  3. Maintain balance for 120 days
    • On day 31, you will be placed into one of six tiers, depending on your account balance. Maintain a qualifying balance within your tier for 120 days to earn your bonus.

Premium Money Market Rate

Minimum to earn APY* APY* Rate

Premium Money Market Account Cash BONUS Tiers

New Money Deposit Earned Bonus
$500,000 or more$3,750
$250,000 - $449,999.99$2,500
$100,000 -$249,999.99$1,000
$50,000 - $99,999.99$500
$25,000 - $49,999.99$300
$10,000 - $24,999.99$150
Financial resources at your fingertips for simplified decision-making.
Premier America Credit Union is a full-service financial institution with branches in California and Texas.
*Premium Money Market account is a tiered variable rate account. Minimum opening deposit of $1,000.00. The Annual Percentage Yield (APY) is accurate as of January 3, 2024. Interest rates and APYs may change daily after the account is opened. To earn the stated 1.00% APY, the account must maintain a balance of at least $0.01. Premium Money Market account has a Cash Bonus Tier based on your New Money deposits made in the first 30 days from account opening. To receive the Cash Bonus, the account must be opened by March 31, 2024, and must maintain the minimum new money balance requirement in your Premium Money Market account for the assigned Tier your new money qualifies for from Day 31 through Day 120. If the balance in your Premium Money Market account drops below the assigned Tier minimum between Day 31 and Day 120, you will be paid the cash bonus of the new lower tier your balance qualifies for. If the balance in your Premium Money Market account goes above the assigned Tier maximum between Day 31 and Day 120, you will only qualify for the cash bonus based on the new money received in the first 30 days from account opening. You are only eligible for one Premium Money Market cash bonus; you cannot open multiple accounts and receive multiple cash bonuses. Day 1 is the day you open your account and begins the tracking period. If you open your account on a day other than a Business Day, Day 1 is the next Business Day. The Cash Bonus is based on your New Money deposits made in the first 30 days of account opening and funds must remain on deposit with Premier America for 120 days. Balance and Cash Bonus Tiers are as follows: Tier 1: $10,000.00-24,999.99, $150 bonus; Tier 2: $25,000.00-49,999.99, $300 bonus; Tier 3: $50,000.00-99,999.99, $500 bonus; Tier 4: $100,000.00-249,999.99, $1,000 bonus; Tier 5: $250,000.00-499,999.99, $2,500 bonus; Tier 6: $500,000.00+, $3,750 bonus. The Cash bonus is paid out on or about 131 days after account opening. Fees or withdrawals may reduce earnings. Rates are subject to change without notice. An initial deposit of $1 into a Smart Savings account is required to join Premier America Credit Union. Federally Insured by NCUA.
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