Standard Mastercard®

A card that helps you spend and save at the same time
No interest payments for first 6 months4
No annual fee
Free balance transfers3

We think you'll be pleased by the lack of fees

At Premier America, we know a few things about credit cards. People want maximum purchasing power. They don't want extra fees. They love special offers that help them save money. Our Standard Mastercard® hits all three marks, combining total convenience, no fees, and a 0% intro APR.

  • No annual fee
  • No balance transfer fee3
  • No over-the-limit fee
  • $500 minimum credit limit
  • 0% intro APR1 for 6 months4
  • Easy online account management
  • 24/7 ID Theft Protection
  • Enjoy the convenience of Airport Concierge services
  • Mastercard® Global Services are ready to help should your card be lost or stolen or should you have other questions while traveling
Save on interest for the first six months with our 0% APR1 introductory offer4, which leaves you with more money for necessities and life's pleasures.

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Budget-friendly financing solutions for large expenses, big plans and more. 
Premier America Credit Union is a full-service financial institution with branches in California and Texas.

1 APR = Annual Percentage Rate.
2 Based on creditworthiness. 
3 Waiver of Transfer fees applies only to balances transferred from another lender to Standard Mastercard via a transfer request submitted to Premier America Credit Union in-branch or online.
4 0% intro APR for 6 months. After intro period, your APR will be based on your creditworthiness and will vary with the market based on the Prime Rate.

Credit card terms and conditions