Student Mastercard®

The next step on your path to independence
No annual fee
0% introductory rate for six months
Free access to your credit score

No credit history? Let's get you started.

Your first credit card comes with a lot of excitement and plenty of attractive benefits. Our Student Mastercard® helps you spend wisely, enhanced by an introductory rate of 0% APR on purchases for the first six months.

  • No annual fee or balance transfer fee3
  • No over-limit fee
  • Variable rate after introductory period ends4
  • Minimum credit limit of $500
  • Airport concierge services
  • Around-the-clock ID theft protection
  • Track card activity and make payments through Online or Mobile Banking
  • Mastercard® Global Service provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance
More comfortable doing things on your smartphone or laptop? It's easy to track your Mastercard transactions and make payments through Online or Mobile Banking.

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Premier America Credit Union is a full-service financial institution with branches in California and Texas.
1 APR = Annual Percentage Rate.
2 Based on creditworthiness. 
3 Waiver of Transfer fees applies only to balances transferred from another lender to Student Mastercard via a transfer request submitted to Premier America Credit Union in-branch or online.
4 0% intro APR for 6 months. After intro period, your APR will be based on your creditworthiness and will vary with the market based on the Prime Rate

Credit card terms and conditions