Business or Commercial & Industrial Loans

Grow your Business

Flexible Terms
Variable Rates
Business Term Loans
Business term loans are designed to provide the financial support your business requires for various purposes, ensuring growth, expansion, and continued success.
  • Available for businesses with at least 2 years’ operating history with profit.
  • For purposes of capital assets acquisitions and improvements, business expansion, acquisition, capital structure change, etc.
  • Variable rate with loan terms up to 5 years.1
  • Priority lien filing on business assets along with recourse required from the business owner/sponsor.
  • Loan approvals subject to underwriting. Financial and reporting covenants will apply for the life of the loan.
Business Lines of Credit
Get flexible access to funds for various operational expenses, such as supplies, payroll, and inventory, providing a convenient and revolving source of short-term financing.
  • Available for businesses with at least 2 years’ operating history with profit.
  • For the purpose of working capital to support the business cycle.
  • Variable rate with term up to 12 months.2
  • Priority lien filing on business assets along with recourse required from the business owner/sponsor.
  • Loan approvals subject to underwriting. Financial and reporting covenants will apply for the life of the loan.
Financial resources at your fingertips for simplified decision-making.
Featured Blog Article
Credit Unions vs. Banks: What’s the Difference and How to Choose?
Premier America Credit Union is a full-service financial institution with branches in California and Texas.
Disclosures
1Loan is fully amortized over the term. The loan term can be structured up to a maximum of 7 years on a limited basis.
2The term can be structured up to a maximum of 24 months on a limited basis.
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