Calculators

How much am I spending?
Look at your current expenses and discover how much you can save by spending less.
Should I pay off debt or invest in savings?
Establish the better financial decision: paying off debt or investing the same amount.
What will it take to pay off my balance?
Evaluate the monthly payment required to pay off your credit card within a desired time frame or the estimated time it will take to pay off your card based on a desired monthly payment.
How much should I set aside for emergencies?
Assess how much you’ll need to save to cover an emergency reserve fund for unanticipated expenses or loss of income.
How much will it cost to raise a child?
Calculate the total and annual cost to raise a child, from birth to twenty.
What's it worth to reduce my spending?
Invest in you and discover how much you can save by reducing your spending.
Should my spouse work too?
Gauge the net financial benefits if your spouse earns an income.
How important is the interest rate?
Credit card interest rates affect finance charges and the number it will take to pay off your credit card balance.
How will rate changes affect my balance?
If the card has a variable rate, based on current use and interest rate structure, discover the change in your credit card balance after one year.
Is a lower rate worth the annual fee?
Discover whether card with no annual fee but a higher interest rate or a card with an annual fee but lower interest rate works better for you.
What will it take to pay off my balance?
Find the monthly payment you’ll need to make to pay off your balance within your desired time frame.
Should I consolidate my debts?
Analyze the monthly payments, total costs, and payoff timeframes of your existing loans and credit cards versus a new loan that consolidates your debts.
Which is better: flight card or low rate card?
Calculate how the interest rate and annual fee can impact how much your frequent-flier card may cost you compared to a low rate, no annual fee.
Which is better: rebate card or low rate card?
Calculate how the interest rate and annual fee can impact how much your rebate card may cost you compared to a low rate, no annual fee card.
Should I consolidate my credit cards?
Compare the total cost of keeping multiple credit cards with consolidating the debts into one card.
Am I better off refinancing?
Make sure the decision to refinance is based on the terms of your current loan and the terms for refinancing.
Am I better off renting?
Discover whether buying a home or renting is a better option for you.
How advantageous are extra payments?
Calculate the total mortgage interest paid with and without making prepayments.
How can I reduce mortgage insurance costs?
Estimate your monthly payment for private mortgage insurance (PMI) based on various down payment accounts.
How much can I borrow?
Compare loan amounts and mortgage payments for two underwriting scenarios: one that uses aggressive underwriting guidelines and one that uses conservative guidelines.
How much can I save in taxes?
Estimate your average annual income tax savings based on the taxes paid as part of your home loan.
How much should I put down for a new home?
Find out how the amount of your down payment affects your monthly mortgage payment.
How much will my adjustable rate payments be?
Evaluate your monthly payment options for an adjustable-rate mortgage (ARM) loan, based on the loan amount and loan terms.
How much will my interest-only payment be?
Estimate your monthly mortgage payment for an interest-only loan.
How much will my mortgage payments be?
Calculate your monthly mortgage payment for a given purchase price, down payment, interest rate, and loan term.
Should I pay points to lower the rate?
Learn whether it makes sense to pay more (discount points) to lower the interest rate.
What home can I afford?
Based on home price, determine which mortgage loan is affordable factoring in down payment, loan-to-value-ratio, and total monthly payment.
What will my closing costs be?
Compute your mortgage settlement charges (or closing costs) for a given set of loan terms.
What will my refinancing costs be?
Calculate your mortgage settlement charges (or closing costs) for a given set of loan terms.
Which is better: 15- or 30- year loan term?
Look at the total cost and monthly payments of two fixed-rate mortgage loans, each with a different term and determine which loan works best for you.
Which is better: fixed or adjustable?
Evaluate your monthly payment options for an adjustable-rate mortgage (ARM) loan based on the loan amount and terms.
Which is better: interest-only or traditional?
Compare a traditional, fixed rate mortgage loan to an interest-only loan.
Which lender has the better loan?
Determine if a fixed-rate or an adjustable-rate loan is the better mortgage option.
Which loan is better?
Determine if a fixed-rate or an adjustable-rate loan is the better mortgage option.
What vehicle can I afford?
Determine how much you should spend on a vehicle based on your down payment, value of your trade-in, cash rebates available, and loan terms.
How much will my vehicle payments be?
Find out if your monthly payment is affordable based on loan amount, loan term, and interest rate.
Should I finance or pay cash for a vehicle?
Determine whether it makes more sense for you to borrow to buy a vehicle or to pay cash.
Should I lease or purchase a vehicle?
Decide whether leasing is preferable to borrowing for your new vehicle.
Which vehicle loan is better?
Compare rates and terms to find the loan that is best for you.
Which is better: a rebate or special dealer financing?
Shows whether low-interest-rate financing or rebate incentives from the dealer or automaker provides the greatest savings when borrowing to buy a vehicle.
Should I use a home equity loan instead of an auto loan?
Compare the terms of a home equity and auto loan to find out which provides the best savings.
What term of vehicle loan should I choose?
Find out which vehicle loan term best fits your budget.
Which is better: a new or used vehicle?
Calculates payments, terms and loan amounts for cars, boats, RVs, motorcycles and anything else that moves you.
How long should I keep a vehicle?
Find the better option: buying a vehicle and owning it for a long period, or selling and buying a new vehicle more often.
How much should depreciation cost me?
Estimates annual depreciation expense by applying a depreciation rate (average, high or low) to the new vehicle.
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