Prevent returned or rejected items due to insufficient funds in your checking account.
relax when you transact
Overdraft Line of Protection
Be protected by an open-ended, revolving line of credit with limits ranging from $1,000 to $5,000, with no annual fee and a low variable rate.
- Avoid fees for returned check charges from stores or creditors.
- Protect your credit rating. Overdraft Protection covers your checks even if you don’t have enough money in your checking account.
- Automatically transfers funds when needed.
Use the available balance on any credit card to provide you with overdraft protection.
Your Smart Savings can provide your checking account with automatic transfers of funds. Plus, you can use Online Banking to avoid transfer fees.*
Courtesy Pay Overdraft Protection
With Courtesy Pay, your debit and ATM card transactions may be paid, even if there are insufficient funds in your account - or if you deplete your standard overdraft protection. Additional advantages include:
Opt-in to make sure you’re covered
Log in to Online Banking above or call us at 800-772-4000, option 0.
*Federal Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings or money market accounts to six (6) per month. After 6, an Excess Withdrawal Fee will apply.