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*Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. 1 To qualify for the $25 Head Start Savings Bonus a monthly ACH Direct Deposit (minimum $200) must be added to account in first 45-days from account opening to qualify. Offer subject to change or end without notice. A deposit of $5 into a Smart Savings account is required to join Premier America Credit Union. Federally Insured by NCUA.