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Score is Now Available
As a Premier America Credit Union member, you can view your FICO
Score through Online Banking or the Premier America Mobile App.
Your FICO® Score is provided to help you understand your credit score and maintain good credit. Your score is displayed for educational purposes only and it can also help you:
View changes in your FICO® Score over time through a quarterly history graph.
See key factors that may affect your FICO® Score.
View your FICO® Score without affecting your credit report.
In January 2022, Premier America will begin providing you with a newer FICO® Score model (version 9), the same credit score used in consumer loan underwriting decisions. The features of FICO® Score 9 compared to earlier versions are:
Medical collections -
Open medical collections
have less impact in FICO 9 than they did in previous versions.
Third-party collections –
Items sent for collection that have been paid will not affect your credit score.
Full rental history now included -
Prior to FICO 9, good rental history was not reported, but a bad rental experience was. This may be particularly beneficial for people with a limited credit history.
To get started:
to Online Banking
Log In to the Mobile App
. To download the Premier America Mobile App, visit the
FAQs about FICO® Scores
The following videos are also available for your reference:
Understanding Your Credit Report
What is a FICO® Score?
What goes into FICO® Scores?
How Lenders use FICO® Scores
To request a copy of your credit report, please visit:
Please note that your free credit report will not include your FICO® Score.
Premier America and Fair Isaac are not
credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Premier America and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FICO
is a registered trademark of Fair Isaac Corporation in the United States and other countries.
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