Current Certificate Specials

Check out our latest specials
Open with as little as $1,000
Automatically renews at maturity

IRA and Business Certificates also available

Give your savings a serious boost 
This special Certificate helps you maximize your savings over the short term with dividends that compound and pay out monthly. 
Looking for more savings options? 
Choose a Certificate with a different term or opt for a Money Market, both with rates higher than the national competition. 
Certificate Account APYs* - Minimum to earn APY is $1,000
Provided by Curinos, Inc. 
Effective Date: August 20, 2023
3-Mo 6-Mo 12-Mo 18-Mo 24-Mo 36-Mo
Premier America2.00%2.50%4.00%3.00%3.00%3.00%
Bank of America 4.00%0.03%0.03%0.03%0.03%0.03%
Chase 0.01%0.01%0.01%0.01%0.01%0.01%
Wells Fargo 0.50%2.50%1.50%1.50%1.50%1.50%
Money Market Account APYs*
Provided by Curinos, Inc. 
Effective Date: August 20, 2023
$2,500 - $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 - $249,000 $250,000 - $499,999 $500,000+
Premier America0.55%0.65%0.75%1.00%1.05%1.10%
Chase 0.01%0.02%0.02%0.02%0.02%0.02%
Wells Fargo 0.25%0.25%0.26%1.02%1.02%1.02%
Our Certificate Specials - like all of our Certificates - our excellent ways to enjoy higher earnings and add predictability to your portfolio during times of economic uncertainty. 
Premier America Credit Union is a full-service financial institution with branches in California and Texas.

*APY = Annual Percentage Yield. Rates effective as of January 24, 2023. Certificate must be opened with funds not currently on deposit with the credit union. Offers and rates subject to change or end without notice. A penalty may apply for early withdrawal. Special 9-month Certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal unless instructed otherwise. A deposit of $1.00 into a Smart Savings account is required to join Premier America Credit Union. For businesses, a deposit of $250 into a Business Savings account is required to join Premier America Credit Union. Taxpayer identification number and government issued identification featuring a physical address, required to establish membership. Federally Insured by NCUA.

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