Premier Plus Checking Account

Earn More. Live Better.
$20 Per Month in ATM Rebates3
Earn up to 1.50% APY1 on balances up to $30,000
No Monthly Account Fees4
Use your Premier Plus Checking debit card for everyday purchases now through November 30 and you could be on your way to your next adventure.<sup>7</sup>
Use your Premier Plus Checking debit card for everyday purchases now through November 30 and you could be on your way to your next adventure.7
  • Use Your Debit Card: Make 15 or more transactions with your debit card each month.
  • Earn Entries: Each qualifying month, you'll earn entries into our giveaway based on your card usage. 
  • Win Prizes: Each month, we award one lucky member, with prizes increasing in value, cumulating in a $1,000 airline credit in November.

Why Choose Premier Plus Checking?

checkmark Earn Dividends Above the National Average

checkmark Direct Deposit = Early Payday: Set up direct deposit and receive your paycheck up to two days early.2

checkmark Nationwide ATMs: Access cash quickly when you travel with over 30,000 fee-free ATMs in our nationwide network3

Your Earning Potential

checkmark $100 New Account Bonus8

checkmark Earn 1.50%1 APY on Balances up to $30,000 - That's up to $450/YR

checkmark $20 Per Month in ATM Fee Rebate - Thats up to $240/YR3

checkmark Extend Earning with our Rewards Mastercard

Other Benefits of this Checking Account

checkmark Send Money Quicky & Securely with Zelle®: It's all simple, safe, and fee-free using Zelle® within our Mobile App.

checkmark Plenty of Convenience & Security: Manage your money anytime using Online Banking and Mobile Banking.
When you open a Premier Plus Checking account, you can easily earn a $100 bonus!8
Get Start Now
Your adventure awaits - open your account today, and start earning!

Your Premier Choice

Premier Plus Checking Account
Chase Bank
Dividend Rate
1.50%1
0.00%
Offer Early Payday
Yes2
No
$20 / Mo. ATM Fee Rebates
Yes3
No
Monthly Fees
$0
$0-126
Max Dividend Earned
$4505
$0
Disclosures
1APY: Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rate is subject to change 1.50% APY paid on balances up to $30,000.00 and 0.10% APY paid on funds exceeding $30,000. Requirements to earn premium yield 1) Fifteen or more Premier America Credit Union debit and / or credit card purchases must post to the card between the first day of the month and the last day of the month. 2) Must be opted in for eStatements. If qualifiers are not met, 0.10% APY will be paid on all balances. Any points earned on a Premier America Premier Privileges Rewards Mastercard credit card will still accrue even if these requirements are not met. Fees may reduce earnings.
2Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
3Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. This account will be eligible for up to $20 each month in ATM fee rebates to be credited to your account nightly.
4Standard fees may apply to additional account services.
5Estimated annual earnings based on a 1.50% APY (thus meeting the premium rate requirements), with an Average Daily Balance of $30,000.00 using https://www.premieramerica.com/learn/resources/calculators/savings-calculators/the-benefits-of-compounding.
6Fees via Chase.com on August 25, 2023.
7Giveaway of Experiences is valid from September 1, 2024 through November 30, 2024. New and existing Members must have an active Premier Plus Checking share to participate. For complete giveaway rules, visit PremierAmerica.com/Memories.
8To qualify for the $100 New Premier Plus Checking Account Bonus, new account must have an ACH Direct Deposit (minimum single deposit of $250), be opted in to eStatements, and conduct 10 debit and/or credit card point of sale transactions within the first 60 days of account opening. Bonus is paid on day 61 if all qualifications are met and membership is in good standing. Members with open or converted checking account not eligible for account bonus. Bonus may be subject to IRS tax reporting. Member may receive a 1099 Form from Premier America. Offer subject to change or end without notice. Offer may be combined with other offers at the sole discretion of Premier America Credit Union.