Premier Plus Checking

For a limited time, enjoy an impressive 3.00% APY1 on balances up to $30,000. This means that your funds don't just sit there – they grow, providing you with an opportunity to maximize your earnings effortlessly. 
Earn dividends at a 3.00% APY
(Above national average)
Get your paycheck up to two days earlier2
Receive $20 a month in ATM fee rebates3
When you open a Premier Plus Checking account, you can easily earn a $100 bonus!4
3.00% APY1 - No Minimum Balance! 
Now through August 31, 2024 you can enjoy an impressive, above the national average, 3.00% APY1 on balances up to $30,000. All you have to do is enroll in eStatements and use your Premier America Credit Union Debit Mastercard® or credit card at least 15 times a month.
$20 Per Month in ATM Rebates
You'll find more than 30,000 fee-free ATMs in our nationwide network so you can access cash quickly when you travel. And if you aren't near one of those ATMs, we have your back by refunding up to $20 in non-network ATM fees each month.3
Direct Deposit = Early Pay Day
Set up direct deposit and get your paycheck up to two days earlier2 than dealing with a paper check.
Get Started Now
Don't let your funds just sit there, open your account today, and start earning!

Your Premier Choice

Premier Plus Checking
Chase Bank
Dividend Rate
3.00%1
0.00%
Offer Early Payday
Yes2
No
$20 / Mo. ATM Fee Rebates
Yes3
No
Monthly Fees
$0
$0-126
Max Dividend Earned
$4505
$0
Disclosures
1APY: Annual Percentage Yield. Promotional 3.00% APY paid on balances up to $30,000.00 and 0.10% APY paid on funds exceeding $30,000.00 for accounts opened from March 1, 2024 through August 31, 2024. Requirements to earn premium yield 1) Fifteen or more Premier America Credit Union debit and / or credit card point of sale purchases must post to the card between the first day of the month and the last day of the month. 2) Must be opted in for eStatements. If qualifiers are not met, 0.10% APY will be paid on all balances. Any points earned on a Premier America Premier Privileges Rewards Mastercard® credit card will still accrue even if these requirements are not met. Fees may reduce earnings. Premier Plus Checking is a consumer-only account. Promotional APY will revert to 1.50% APY on September 1, 2024.
2Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
3Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. This account will be eligible for up to $20 each month in ATM fee rebates to be credited to your account nightly.
4To qualify for the $100 New Premier Plus Checking Account Bonus, new account must have an ACH Direct Deposit (minimum single deposit of $250), be opted in to eStatements, and conduct 10 debit and/or credit card point of sale transactions within the first 60 days of account opening. Bonus will be paid out on day 61 if qualifications are met and membership is in good standing. Members with open or converted checking account not eligible for account bonus. Member may receive a 1099 Form from Premier America. Offer subject to change or end without notice. Offer may be combined with other offers at the sole discretion of Premier America Credit Union.
5Estimated annual earnings based on a 1.50% APY (thus meeting the premium rate requirements), with an Average Daily Balance of $30,000.00 using https://www.bankrate.com/banking/savings/simple-savings-calculator/.
6Fees via Chase.com on August 25, 2023.
An initial deposit of $1 in a consumer share savings is required to join Premier America. Federally Insured by NCUA.