Homebuying Tips

Great tips for the first time homebuyer
  1. Check your credit. Get your free credit report at AnnualCreditReport.com.
  2. Pay down loan balances. Accumulated debt, as a percentage of your credit limit, may impact your FICO score. Try to pay down balances before applying for a home loan.
  3. Save for a down payment. Mortgage insurance is required if your down payment is less than 20% of your loan amount.
  4. Find a realtor. Get a 20% cash rebate when you use our Real Estate Services program. Contact a Member Advocate at 800-298-0864.
  5. Line up financing. Being preapproved makes you a desirable buyer. Find out more and get preapproved here.
  6. Attend a First Time Homebuying Workshop. Check here to see if there’s a workshop near you.
  7. Protect Your Home. Find the right coverage at the right price. Visit one of the links below to receive an insurance quote and a $5 gift card.
  8. See if you can lower your loan rate by an additional 0.25%. Contact us at 800-772-4000 and ask about the Premier America Family Member discount program.
  9. Estimate the value of your home value or search for homes. Click here to check out Zillow

Get more information on products, rates, fees, terms, process and home buying education.

*Note: Zillow only provides general estimates for property value and re-sale potential.