Save or Pay Off Debt

Choosing whether to put extra money toward debt or savings primarily comes down to interest rates, your situation, and your short- and long-term goals. If your interest rate is higher than your savings rate, you're likely better off paying down debt. The opposite is true with a higher savings rate. Start here when you want to find the best financial approach.

Premier America Credit Union is a full-service financial institution with branches in California and Texas.