Save or Pay Off Debt

Choosing whether to put extra money toward debt or savings primarily comes down to interest rates, your situation, and your short- and long-term goals. If your interest rate is higher than your savings rate, you're likely better off paying down debt. The opposite is true with a higher savings rate. Start here when you want to find the best financial approach.

Premier America Credit Union is a full-service financial institution with branches in California and Texas.
Chat with Kash

Please note that clicking 'Accept' signifies that you agree to the Chatbot Service Privacy Notice and to the services provided by the Chatbot Virtual Assistant.