Credit Card Calculators

Use different strategies to manage credit card debt

Are Credit Card Balance Transfers Worth It?

See how much you could save by transferring your debt to a Premier America Credit Union credit card.

Calculate a Loan Payment

Dig into the specifics to make sure your monthly payments fit comfortably within your budget.

Debt Consolidation

By rolling all of your debt into a Premier America Credit Union loan, you could save significant money on interest.

How Long Will it Take to Pay Off a Credit Card?

Create your own timeline based on your current balance, interest rate, and how much you pay each month.

Increase Your Monthly Payment

See the positive effect of adding more to your payment, which reduces the amount of interest you'll pay in the long run.

Make Bi-Weekly Payments

By paying half your monthly total every two weeks, you could end up saving a lot of money in interest.

Meet a Debt Payoff Goal

Determine the date you want to become debt-free and see what it will take to reach your goal.

Use a Lump Sum to Pay Down Debt

Making a large, one-time payment on your debt can lead to a lot of savings on interest charges.

Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.