Home Affordability

Before you apply for a home loan, use this calculator to gauge where your finances stand related to loan-to-value ratio, housing ratio, and debt-to-income ratio. These ratios help lenders decided how much they're willing to lend to you. And this calculator can show you what you may want to change to qualify for the mortgage you need.

Premier America Credit Union is a full-service financial institution with branches in California and Texas.