FAQs
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General Information
There are three quick steps you can take immediately to reduce your fees and save yourself money.
- Open the Smart Spending account which comes with no maintenance, service, or minimum balance fees!
- Sign up for Overdraft Protection under Account Services in Online Banking.
- Apply for an overdraft line of credit online, over the phone, or in person at one of our branches.
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.