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General Information

There are three quick steps you can take immediately to reduce your fees and save yourself money. 
 
  1. Open the Smart Spending account which comes with no maintenance, service, or minimum balance fees! 
  2. Sign up for Overdraft Protection under Account Services in Online Banking. 
  3. Apply for an overdraft line of credit online, over the phone, or in person at one of our branches.
If you wish to avoid ATM fees, utilize one of our over 30,000 shared ATMs throughout the United States. For the most up-to-date listing, use our dynamic and searchable Branch & ATM Locator Map. Another way to avoid ATM fees is to open the Premier Plus Checking account which offers up to $20 per month in ATM fee rebates. 
Premier America Credit Union is a full-service financial institution with branches in California and Texas.
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