FAQs

Find answers to the most common questions from Premier America members

Access our easy-to-use searchable database

Contact us anytime you need more help

Quickly find the answers you need

Just input your question and our system will deliver information in seconds.

General Information

You can get the latest deposit rates by visiting our rates page on our website.

Account Services

If you meet the requirements for the 1.50% APY Dividend, then you will earn 1.50% on the first $30,000.00 and 0.10% on the remaining balance. If you don't meet the criteria for the 1.50% dividend, you will earn 0.10% on your full balance. 

The requirements to earn the 1.50% dividend premium yield. 1) Fifteen or more Premier America Credit Union debit and / or credit card purchases must post to the card between the first day of the month and the last day of the month. 2) Must be opted in for eStatements. Rate is subject to change after account is opened. is Any points earned on a Premier America Credit Union Premier Privileges Rewards Mastercard® credit card will still accrue even if these requirements are not met. Fees may reduce earnings. 

Loans

You can get the latest mortgage rates by visiting our Mortgage Center.
You can get the latest loan rates by visiting our rates page on our website.
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.