Premier Plus Checking

Earn More. Live Better.
A consumer checking account designed just for you and your life.

  Earn Dividends Well-Above the National Average
  No Monthly Fees
  $20 / Mo. in ATM Fee Rebates3
Open an Account

You know what's a plus?

A checking account that pays you higher dividends, doesn't charge you meaningless fees, has a large nationwide ATM network (and for the times when you can't find one of our ATMs, doesn't charge you a fee to get your money), and you get your paycheck up to two days early! 

That's Premier Plus Checking.  

Plus! Earn a $100 bonus with an active Premier Plus Checking account6!
All you need to do is open the account and become an active user!
 
 

Premier Plus Checking
 

Chase Bank
Dividend Rate 1.50%1 0.00%
Offer Early Payday Yes2 No
$20 / Mo. ATM Fee Rebates Yes3 No
Monthly Fees $0 $0-125
Max Dividend Earned on $20,000 Average Daily Balance $3024 $0
 

Open an Account

 
Already a Premier America member?
Choose "Open Account" in Online Banking to open your new
Premier Plus Checking!

Earn Above the National Average

When you turn on eStatements and use your debit and/or credit card 15x a month, you will earn 1.50%1 APY. 

$20 Per Month in ATM Rebates

With the Premier Plus Checking account, when you need an ATM, we've got your back. With our ATM network of over 30,000 fee-free locations, you have fee-free access to your money. If you can’t find one, that’s okay; we'll refund up to $20 of non-network ATM fees each month3.

  • Plus, no monthly service fee and no minimum balance fee to worry about! 

 

Direct Deposit = Early Payday

Set up direct deposit and get your paycheck up to 2 days early2.

Send Money Fast and Secure with Zelle®

Pay friends and family fee-free directly within our Mobile App with Zelle®. Whether you're paying rent, gifting money, or splitting the cost of a bill, Zelle® from Premier America has you covered.

Online Card Management

Set up custom alerts, notifications, and manage your cards from our Mobile App.

Learn More

Protection and Peace of Mind

Your funds are NCUA insured up to $250,000.

Learn More
  1. APY: Annual Percentage Yield. 1.50% APY paid on balances up to $20,000.00 and 0.10% APY paid on funds exceeding $20,000. Requirements to earn premium yield 1) Fifteen or more Premier America Credit Union debit and / or credit card purchases must post to the card between the first day of the month and the last day of the month. 2) Must be opted in for eStatements. If qualifiers are not met, 0.10% APY will be paid on all balances. Any points earned on a Premier America Credit Union Mastercard® Platinum Rewards credit card will still accrue even if these requirements are not met. Fees may reduce earnings. Premier Plus Checking is a consumer-only account.
  2. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
  3. Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. This account will be eligible for up to $20 each month in ATM fee rebates to be credited to your account nightly.
  4. Estimated annual earnings based on meeting the dividend rate qualifications each month with an Average Daily Balance of $20,000 using https://www.mybanktracker.com/checking/calculator#calc-results.
  5. Fees via Chase.com on August 25, 2023.
  6. To qualify for the $100 New Premier Plus Checking Account Bonus, new account must have an ACH Direct Deposit (minimum single deposit of $250), be opted in to eStatements, and conduct 10 debit and/or credit card transactions within the first 60 days of account opening. Offer subject to change or end without notice. Bonus not eligible to converted checking accounts.