You're Been Referred to Premier America Credit Union!
Welcome to a financial community recommended by those who know us best. Join today to enjoy low fees, affordable loans, higher earnings on deposits, and personalized service, all designed to help you achieve your financial goals.
Steps to earn your $50 Reward*
You & your friend will earn a bonus when you join Premier America and meet the following critera:
- Join Premier America and open a checking account with direct deposit (compare the accounts below).
- Create an Online Banking account (you’ll both be able to track your progress & your earnings!).
- Conduct 10 point-of-sale transactions with your debit or credit card in the first 60 days
- Do that and you both get rewarded!
Who We Are
We're more than a place to put your money. We're your neighbors, dedicated to providing personalized experiences to our members.
Compare our Checking Accounts
Smart Spending Checking
Premier Plus Checking
Chase Bank
Dividend Rate
0.00%
1.50%1 APY
0.00%
Offer Early Payday2
Yes
Yes
No
ATM Fee Reimbursement
No
Yes
No
Monthly Service Charge
$0
$0
$0-124
NSF Fees
N/A
$29
$34
Max Dividend Earned
$0
$4503
$0
Donation to Charitable Foundation
$0.01 / Card Swipe
$0.01 / Card Swipe
Unknown
Free Checks
No
Yes
No
Other Features
- Overdraft Protection with Free Overdraft Account Transfers
- Certified by Bank On for meeting National Account Standards as a safe and affordable account
- Overdraft Protection with Free Overdraft Account Transfers
- Standard Courtesy Pay Option
Disclosure
*$50 Member Referral Bonus Program is open to all current members in good standing and new members who meet referral criteria. Members are limited to ten (10) successful referrals in a calendar year. A successful referral is defined as opening a new checking account (Fresh Start, Smart Spending, or Premier Plus), having a monthly ACH / Direct Deposit (minimum single deposit of $250), and ten total debit and / or credit card point-of-sale transactions; all within the first sixty (60) days of membership. Upon meeting the criteria, the member will be paid their bonus of $50. The referring member will also then be eligible to earn a $50 bonus if at the time of a successful referral, they are in good standing; defined as having no shares overdrawn. A referrer has seven (7) days from the date of a successful referral to get their membership in good standing to be paid. Offer is subject to change or end without notice. New membership and accounts are subject to credit union approval. Existing members who open a new checking account are not eligible. Premier America reserves the right to disqualify any referral in circumstances where we reasonably believe the referral is not made in good faith. The incentive will be reported as income to the IRS. Other restrictions may apply and individuals must be 16 years or older to qualify. An initial deposit of $1 in a consumer share savings is required to join Premier America. Please note, to protect the privacy of our members, Premier America Credit Union does not share information about the status of new memberships and cannot respond to inquiries from referring members about the status of their referrals.
1 APY: Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rate is subject to change 1.50% APY paid on balances up to $30,000.00 and 0.10% APY paid on funds exceeding $30,000. Requirements to earn premium yield 1) Fifteen or more Premier America Credit Union debit and / or credit card purchases must post to the card between the first day of the month and the last day of the month. 2) Must be opted in for eStatements. If qualifiers are not met, 0.10% APY will be paid on all balances. Any points earned on a Premier America Premier Privileges Rewards Mastercard credit card will still accrue even if these requirements are not met. Fees may reduce earnings.
2 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Funds may be available on the day the payment file is received, which may be up to two (2) days earlier than the scheduled payment date.
3 Estimated annual earnings based on meeting the dividend rate qualifications each month with an Average Daily Balance of $30,000 using MyBankTracker.com.
4Fees via Chase.com on January 9, 2025.
ATM Fee Reimbursement: Fee reimbursed to customer's account
NSF Fees: Non-sufficient fund fees
1 APY: Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rate is subject to change 1.50% APY paid on balances up to $30,000.00 and 0.10% APY paid on funds exceeding $30,000. Requirements to earn premium yield 1) Fifteen or more Premier America Credit Union debit and / or credit card purchases must post to the card between the first day of the month and the last day of the month. 2) Must be opted in for eStatements. If qualifiers are not met, 0.10% APY will be paid on all balances. Any points earned on a Premier America Premier Privileges Rewards Mastercard credit card will still accrue even if these requirements are not met. Fees may reduce earnings.
2 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Funds may be available on the day the payment file is received, which may be up to two (2) days earlier than the scheduled payment date.
3 Estimated annual earnings based on meeting the dividend rate qualifications each month with an Average Daily Balance of $30,000 using MyBankTracker.com.
4Fees via Chase.com on January 9, 2025.
ATM Fee Reimbursement: Fee reimbursed to customer's account
NSF Fees: Non-sufficient fund fees