¹Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business; however, you may be charged a fee by the ATM owner/operator. This account will be eligible to receive up to $20 reimbursement each month for domestic ATM fees that will be credited to your account nightly when charged. ATM fee reimbursements are only eligible on consumer checking accounts.
²Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Funds may be available on the day the payment file is received, which may be up to two (2) days earlier than the scheduled payment date.
³Standard fees may apply to additional account services.
⁴To qualify for the $100 New Smart Spending Checking Account Bonus, the new account must meet the following requirements 1) Have an ACH Direct Deposit (minimum single deposit of $250), 2) Opt in to eStatements, and 3) Conduct 10 debit and/or credit card point of sale transactions within the first 60 days of account opening. A bonus is paid on day 61 if all qualifications are met, and membership is in good standing. Members with existing or converted checking accounts are not eligible for an account bonus; nor are individuals that held a prior membership that was closed within the past 24 months. The bonus will be subject to IRS tax reporting. Members will receive a 1099 Form from Premier America. Offer subject to change or end without notice. The offer may not be combined with any other offer, except at the sole discretion of Premier America Credit Union. 
⁵APY: Annual Percentage Yield. APY is accurate as of the last dividend declaration date and rates are subject to change at any time. Rate of 3.50% APY/ 3.50% rate for all accounts, new and existing, is paid on balances up to $30,000.00 and 0.10% APY paid on funds exceeding $30,000, when requirements are met. Requirements to earn premium yield are 1) Conduct 15 transactions using your debit and/or credit card that must post to the statement between the first day of the month and the last day of the month and 2) Must be opted in for eStatements. If you do not meet the requirements, 0.10% APY will be paid on all balances. Any points earned on a Premier America Mastercard credit card will still accrue even if these requirements are not met. Fees may reduce earnings.
⁶To qualify for the $200 New Premier Plus Checking Account Bonus, new account must have an ACH Direct Deposit (minimum single deposit of $250), be opted in to eStatements, and conduct 10 debit and/or credit card point of sale transactions within the first 60 days of account opening. Bonus will be paid in 2 separate $100 deposits made on day 61 if all qualifications are met and membership is in good standing. Members with open or converted checking account not eligible for account bonus. Bonus will be subject to IRS tax reporting. Member will receive a 1099 Form from Premier America. Offer subject to change or end without notice. Offer may not be combined with any other offer, except at the sole discretion of Premier America Credit Union. 
⁷APR: Annual Percentage Rate. All loans subject to credit approval. Rates, terms and conditions are subject to change. Fees and charges may apply. The minimum loan amount is $500 for a 24-month term, $2,000 for a 36-month term, $5,000 for a 48-month term, and $10,000 for a 60-month term.
⁸Earn To qualify for 20,000 Bonus Points, you must spend $2,000 or more on purchases using your Premier America Advantage Mastercard in the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, if applicable.) Bonus points are issued 6 to 8 weeks after all qualifications are met. Account must remain in good standing. 
⁹Earn 1.5 rewards points per dollar on purchases made on the Premier America Advantage Mastercard. 
¹⁰If we do not receive your minimum payment within 15 days of the due date listed above, we will not charge you a late fee. However, your payment may still be reported late to the credit bureaus and your ability to use your card may be suspended or your credit limit may be reduced.