Personal Loans 

Get quick access to the cash you need
Loans starting at $500
Affordable fixed rates as low 9.24% APR1
No collateral necessary

Money that leaves your life in a better place

What can you do with a few hundred or a few thousand dollars? Maybe cover unplanned expenses, make repairs, or replace worn-out appliances. Or perhaps you can take an exciting trip, put in a pool, or upgrade your holiday plans. With a Personal Loan from Premier America, how you spend the money is up to you.

One good use of our affordable Personal Loans is to use funds to pay down higher interest loans or credit card balances.

Personal Loans from Premier America are easy, fast, and convenient ways to borrow for anything you need. 

checkmark Loan repayment periods from 6 months to 5 years.1 

checkmark Rates as low as 9.24% APR.1

checkmark Borrow as little at $500.

checkmark Loans may be used for anything you need: debt consolidation, car repairs, or taking that fun family trip! 
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.
Disclosures
1APR: Annual Percentage Rate. All loans subject to credit approval. Rates, terms and conditions are subject to change. Fees and charges may apply. The minimum loan amount is $500 for a 24-month term, $2,000 for a 36-month term, $5,000 for a 48-month term, and $10,000 for a 60-month term.
2 Payment example: A 24-month loan of $25,000 at 9.24% fixed APR will have 24 monthly payments of $45.79 per $1,000 borrowed. Rates current as of March 27, 2025, and are subject to change.