A Year of Savings

¹Year of Savings Promotion is open to Premier America Credit Union members age 18+; excludes Team Members, Board Members, and their families. Deposit and maintain $500 for every month through the 15th of the following month, Jan. 1–Dec. 31, 2026, in a Smart Savings account to qualify (one entry per month, up to 12 entries total). One monthly winner will be randomly selected from all eligible entries each month and notified via email by 20th of the month; and one grand prize $5,000 winner will be selected in January 2027 from all eligible entries. Each prize will be deposited into the winner’s Smart Savings account within five days upon acceptance. Odds of winning depend on number of eligible entries received. Winners are responsible for all applicable taxes; member will receive a 1099 Form. Promotion ends December 31, 2026. An initial deposit of $1 in a Consumer Share Savings is required to join Premier America. Federally Insured by NCUA. See official rules.

²When you enroll in the Rainy Day savings program, the amount of any one-time debit card purchase by you or an authorized card holder of your consumer Checking Account (business checking accounts and money market accounts are not eligible) will be rounded up to the next dollar. Only one time debit card purchases (PIN and signature-based transactions) are eligible for the program. The amount in excess of the purchase will be transferred to your designated Smart Savings or Regular Savings account. If the debit card purchase is an even dollar amount, $1.00 will be transferred. Each day’s purchases will be aggregated, debited from your checking account and posted to your designated savings account in a single transfer (described as ‘Rainy Day’ transfer) at the end of the business day. If you do not have sufficient available funds in your checking account to make the Rainy Day Savings transfer, or if any transaction has overdrawn your Checking Account, the Rainy Day Savings transfer will be canceled for that day. If your debit card purchase is canceled or reversed after the Rainy Day Savings transfer has been made, the corresponding Rainy Day Savings transfer will not be reversed and will remain in the savings account. The Rainy Day Savings program may be altered or canceled at any time.

³Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date