Credit Builder Mastercard®

Build your credit and start a new beginning
No Fees2
Build healthy credit habits early
Earn 1x Reward Point on Every Purchase

The Credit Builder Mastercard® is best for those who...

Want to Start Building Credit
Are Young Adults Looking to Get Established
Are Without Credit but Value Rewards

Rewards

Unlimited 1x reward point on every purchase
Flexible redemption options
 No point limits and no expiration dates3
Visit Rewards Portal

Rates & Fees

Purchase & Balance Transfer Variable APR as low as 17.24%4

No annual fee
No foreign transaction fee
No late fee

the next step toward independence
Start building your credit while earning 1x reward point for every dollar you spend on purchases.

Extend Your Card Benefits

  • Travel & Rental Car Insurance
  • Around-the-Clock Fraud Monitoring
  • ID Theft Protection
  • Zero Liability for Fraud
  • 24/7 US Support
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.
Disclosures

1Earn 1 reward point per dollar on purchases made on the Premier America Credit Builder Mastercard. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. 

2If we do not receive your minimum payment within 15 days of the due date listed above, we will not charge you a late fee. However, your payment may still be reported late to the credit bureaus and your ability to use your card may be suspended or your credit limit may be reduced.

3Account must be open, current and in good standing. 

4APR=Annual Percentage Rate. Qualification and rate is based on an assessment of individual creditworthiness and our underwriting standards. 

Credit card terms and conditions

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