Card Management

Monitor credit and debit card activity
Receive fraud and spending alerts
Be notified by text or email

We'll keep a close watch so you don't have to

Even with your busy schedule, there's an easy way to regularly checking up on card transactions. We're happy to help, and we'll let you know if we spot anything that you should know about.

How it works

When you activate alerts for Premier America credit and debit cards, you receive two types of protection:

  • Card Activity Alerts: Customizable text and email alerts to monitor activity on your credit and debit cards
  • Fraud Text Alerts: Automated card alerts when potential fraud is detected

Card Activity Alerts

Choose the type of alerts you wish to receive. Change your alert preferences at any time, 24/7. Options include:

  • Purchases over an amount you establish
  • International purchases
  • Online and phone purchases where the card was not physically present
  • Declined transactions

Fraud Text Alerts

When you provide a mobile number and select "texts," you will automatically receive Fraud Text Alerts. A text message will be sent to your mobile phone if there is a suspicious transaction identified on your debit or credit card account.

  • Simply reply to confirm whether or not you recognize the transaction(s).
  • If you reply that you recognize the transaction(s), your card will remain available for use.
  • If you do not reply, a call will be placed to your mobile or home phone number.
  • If you cannot be reached, your debit or credit card will be blocked until we hear from you.

Protecting your privacy

While Premier America Credit Union does monitor for fraudulent or suspicious activity and may proactively contact a member about this activity, we will never call and ask for confidential information such as your account number or PIN.

More information

For questions or assistance with Card Activity Alerts, please contact Online Banking Support at 800-772-4000, option 5.

Remember, Premier America will never call and ask for confidential information such as your account number or PIN. If someone claiming to be from our credit union does this, please hang up and contact us right away.

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Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.