Auto Loans

We'll go the extra mile to get you affordable financing

Apply for a loan online in minutes

Competitive rates

Flexible payment terms

We make it fast and easy to get behind the wheel

Whether you're looking for more horsepower for speed or towing, electric power for greater fuel-efficiency, a van for vacations or more space for your kids' sports gear or a leather-seated sedan for more luxury, the perfect vehicle for you and your family is out there somewhere. And the perfect financing for it is right here. You'll get quick loan approvals and driver-friendly financing rates for cars, trucks, and SUVs.

  • 90 days before first payment due1
  • Get pre-approved for your loan before going to the dealer or shopping online
  • Still deciding on your next ride? Premier America members get free access to the DriveWise Auto Buying Service
Limited Time
New Auto Loan Rates as low as 5.99% APR2
New Vehicle Loans

Nothing feels - or smells - better than driving from the showroom in a new vehicle.

  • Rates as low as 5.99%2
  • Terms from 36 to 84 months
  • Financing up to 120% of MSRP

Used Vehicle Loans (Model year 2018-2024)

There's some sweetheart deals to be had on newer pre-owned cars, trucks and SUVs.

  • Financing of up to 120% of Kelley Blue Book retail value
  • Rates as low as 6.24%2
  • Terms from 36 to 84 months
Older Used Vehicle Loans (Model year 2017 and older)

Some are classics. Some are simply fun. And most are easy on your budget.

  • Financing of up to 101% of Kelley Blue Book retail value
  • Rates as low as 7.24%2
  • Terms from 36 to 72 months

Protect your purchase and your budget with Major Mechanical Protection (MMP) and Guaranteed Asset Protection (GAP).

Financial resources at your fingertips for simplified decision-making.
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Credit Unions vs. Banks: What’s the Difference and How to Choose?
Premier America Credit Union is a full-service financial institution with branches in California and Texas.
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Turn every purchase into rewarding experiences with financial flexibility and multiple card options to choose from.

¹Not valid with existing or refinanced Premier America vehicle loans. Program available to Premier America Credit Union members and qualification is subject to approval. All loans and accounts are subject to approval and underwriting guidelines will apply. Interest begins accruing upon disbursal of the loan and continues throughout the 90-day payment deferral period. Program may change or end without notice.

²APR = Annual Percentage Rate. Rates reflect the maximum .50% discount. For all loans, except Used Auto Loans, discounts available are: .25% discount with vehicle insurance from Premier America and .25% discount for direct deposit with automatic payment. For Used Auto Loans, rates reflect the maximum .50% discount with available discounts: .25% discount with vehicle insurance from Premier America, .25% discount for direct deposit with automatic payment.