Business Money Market Accounts
A savings strategy that adds more to your bottom line.
Business Money Market Account
Put your business’s idle cash to work with tiered dividend rates that increase with your balance—up to 1.10% APY on larger balances—while maintaining full liquidity through checks, online/mobile banking, and branch access, all backed by NCUA insurance and no minimum-balance fee.| Daily Balance Tiers | APY1 | Rate |
|---|---|---|
| $500,000+ | 1.10% | 1.09% |
| $250,000 - $499,999.99 | 1.05% | 1.04% |
| $100,000 - $249,999.99 | 1.00% | 0.99% |
| $50,000 - $99,999.99 | 0.75% | 0.74% |
| $25,000 - $49,999.99 | 0.65% | 0.64% |
| $2,500 - $24,999.99 | 0.55% | 0.54% |
| $0 - $2,499.99 | 0.30% | 0.29% |
Business Advantage Money Market Account
For businesses that want a higher dividend, our Advantage Money Market delivers a standout 3.15% APY on daily balances of $20,000 or more (dropping to 0.15% APY below that threshold), with no minimum-balance fees—making it a smart choice for maximizing yield while keeping funds accessible.| Daily Balance Tiers | APY¹ | Rate |
|---|---|---|
| $0.01-$19,999.99 | 0.15% | 0.15% |
| $20,000+ | 3.15% | 3.10% |
A Money Market Account is an ideal way to balance a business's portfolio, offering guaranteed returns to offset the volatility of other investment tools.
Related links & tools.
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.