Lines of Credit

Tap into some extra cash anytime life calls for it
Access funds for any purpose
Use as overdraft protection
Save with a low variable rate

Money for when you're running short - or thinking big

A credit line is a just-in-case pool of money you can dip into anytime. You can use it to cover checking shortfalls, pay bills, or deal with unexpected expenses. Or let your imagination flow, and access funds for happy occasions ranging from remodeling projects to family vacation to exciting purchases.

​Premier Line of Credit

With a Premier Line of Credit, there's no such thing as a financial surprise that you can't handle. Money is readily available at any time for any reason.

  • Minimum $1,000 line of credit
  • Cash advances through Online and Mobile Banking, at ATMs, or Premier America locations
  • Low variable rate
  • Pay interest only on the money that you have actually used
  • When you repay funds to the credit line, you can use them again for other purposes
Overdraft Line of Credit

Link this line of credit to your Premier America checking account and we'll automatically transfer funds should your checking balance be overdrawn.

  • Minimum $1,000 line of credit
  • Protect yourself against bounced checks
  • Access money again once you pay back your overdraft amount
  • Low variable rate
One of many benefits of a line of credit is that once you repay funds they can be used again for other purposes. 
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Premier America Credit Union is a full-service financial institution with branches in California and Texas.
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