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Cards to earn rewards, make interest-free purchases and build credit. 
Choice of four Mastercard® options
Member-friendly rates
No annual fee

We've got the right card for you

Get a Premier America Credit Card that offers six months of interest-free purchases. Or one that offers a generous rewards program. Or cards that are perfect for students or people looking to rebuild their credit score. Each of our cards comes with a wide range of additional benefits. See for yourself and add a Premier America credit card to your wallet today!

Find the credit card that fits your finances

Choose 2 at a time to compare
Most Popular
Premier Privileges Rewards Mastercard®
Standard Mastercard®
Student Mastercard®
Secured Mastercard®
  • Make your everyday purchases work for you.
  • Transform them into rewards when you earn points for dollars spent.
  • Credit Limit Increase: Credit Limit Increase not applicable for this product.
  • Allows flexibility when making purchases.
  •  Pay for purchases in full or make monthly payments.
  • Get your first credit card.
  • Designed for students with no credit history.
  • Credit Limit Increase: Credit Limit Increase not applicable for this product.
  • Start rebuilding or establish your credit today!
  • No Annual Fee
  • No Balance Transfer Fee
  • No overlimit fee
  • No foreign transaction fee
  • No Annual Fee
  • No Balance Transfer Fee
  • No overlimit fee
  • No Annual Fee  
  • No Balance Transfer Fee  
  • No overlimit fee
  • No Annual Fee
  • No Balance Transfer Fee
  • 0% intro APR1; 6 months
  • 15.99% - 25.49% Fixed APR2
  • 0% intro APR1; 6 months
  • 16.49% to 23.49% Variable APR1
  • 0% intro APR1 for 6 months
  • 15.75%2 Variable APR1
  • 17.15% to 24.15% Variable APR1
$500
$500
$500
$500

Earn 1.5 points per dollar on purchases

No point limits and no expirations

Redeem points for over six million rewards including:

  • Travel
  • Merchandise
  • Gift Cards
  • Events, Activities
  • Cash Back via account credit
N/A
N/A
N/A
  • MasterRental®
  • Auto Insurance
  • Hotel/Burglary coverage
  • Trip Cancellation or Interruption Insurance
  • Lost/Damaged or Delayed Baggage Insurance
  • Travel Accident Insurance
  • Purchase Assurance
  • Satisfaction Guarantee
  • ID Theft Protection
  • Airport Concierge
  • Airport Concierge
  • ID Theft Protection
  • Mastercard Global Service 
  • Airport Concierge
  • ID Theft Protection
  • Mastercard Global Service 
N/A

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Personal Loans
Budget-friendly financing solutions for large expenses, big plans and more. 
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.
Disclosures

1Annual Percentage Rate.
2Based on creditworthiness.
Overview of Mastercard's free benefits.
*If you would like to re-establish credit, you may be interested in a Secured Mastercard®.
3 0% intro APR for 6 months. After intro period, your APR will be based on your creditworthiness.
4 0% intro APR for 6 months. After intro period, your APR will be based on your creditworthiness and will vary with the market based on the Prime Rate.

Please call us at 800-772-4000, for more information. A deposit to be maintained in a share savings account ($1 for consumers and $250 for businesses) is required to join Premier America Credit Union. Insured by NCUA. Equal Opportunity Lender.

Credit card terms and conditions.