We've got the right card for you
A Premier America Credit Card is designed to fit your goals—whether you want generous rewards, or a smart option for students and those rebuilding credit. Every card comes with valuable benefits like no annual fees, fraud protection, and travel perks. Add a Premier America credit card to your wallet today and enjoy convenience with confidence.
Advantage Mastercard®
Go Farther with Advantage
Make every purchase count with unlimited 1.5x rewards points2 on every purchase.
Rate: Variable APR1 as low as 14.99%
Signature Mastercard®
Low rates for real life, that's our signature
Empower your life with our lowest-rate credit card while building your credit.
Rate: Variable APR1 as low as 11.99%
Credit Builder Mastercard®
Build your credit and start a new beginning
Start building credit, get a competitive rate and earn 1x reward point5 on every purchase.
Rate: Variable APR1 as low as 16.99%
Secured Mastercard®
Rebuilding credit? We’ve got your back.
Rebuild your credit with confidence and a competitive rate.
Rate: Variable APR1 as low as 11.99%
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1APR=Annual Percentage Rate. Qualification and rate is based on an assessment of individual creditworthiness and our underwriting standards.
2Earn 1.5 rewards points per dollar on purchases made on the Premier America Advantage Mastercard.
3Earn to qualify for 20,000 Bonus Points, you must spend $2,000 or more on purchases using your Premier America Advantage Mastercard in the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, if applicable.) Bonus points are issued 6 to 8 weeks after all qualifications are met. Account must remain in good standing.
4Waiver of transfer fees applies to balances transferred from another lender to Premier America via a transfer request submitted in-branch or online. Premier America does not grant rewards points for balance transfers.
5Earn 1 reward point per dollar on purchases made on the Premier America Credit Builder Mastercard. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
Please call us at 800-772-4000, for more information. A deposit to be maintained in a share savings account ($1 for consumers and $250 for businesses) is required to join Premier America Credit Union. Insured by NCUA. Equal Opportunity Lender.
Overview of Mastercard's free benefits.