Let's get you into that home you love
Competitive rates
Flexible payment plans
Personal assistance

Fixed-Rate Mortgages

Stable monthly payments give your finances some welcome predictability and make it easy to set your housing budget for years to come.

Adjustable-Rate Mortgages

Lower rates for the first few years hold down monthly payments and give you more to spend on other things.

HomeReady Mortgage

Low- and modest-income buyers can qualify for a government-backed program with reduced down payments and potentially lower interest rates.

WISH Program

Premier America can connect low- and moderate-income buyers with a Federal Home Loan banks program that offers first-time homebuyers a matching grant up to $29,172 ($4 for every $1 the homebuyer puts in)* toward the purchase of a home.

Mortgage Loan Specialist

They're friendly, experienced, and helpful. Our Mortgage Loan Specialists will gladly guide you through all of Premier America's home loan offerings and assist you during the application process. 
Financial resources at your fingertips for simplified decision-making.
Featured Blog Article
Credit Unions vs. Banks: What’s the Difference and How to Choose?
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conviniently join and open your Premier America account online.
*WISH Grants are only available to qualified borrowers. Enrollment in the WISH program does not guarantee receipt of funds.