Secured Mastercard®

A first-class card for everyone who deserves a second chance
Rebuild your credit history
Competitive rates
No annual fees

All the features you need to continue your comeback

Sometimes life throws you a curveball. At Premier America, we're here to help get you back on track. Our Secured Mastercard® offers all the benefits of a regular credit card, giving you the power to purchase life's necessities and to re-establish a solid credit rating.

  • For consumers attempting to establish good credit or recovering from financial setbacks
  • Create your line of credit based on your savings account
  • Making regular, on-time credit card payments may help improve your credit score
  • No annual fees
  • No balance transfer fees2
  • Convenient online account management
  • Minimum credit limit of $500
  • Free Mastercard® Identity Theft Protection
At Premier America, we're happy to help you get back on solid financial footing. By making regular, on-time card payments, you can increase your chances of qualifying for other loans.

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Personal Loans
Budget-friendly financing solutions for large expenses, big plans and more. 
Premier America Credit Union is a full-service financial institution with branches in California and Texas.

1Based on creditworthiness.
2Waiver of transfer fees applies only to balances transferred from another lender to Secured Mastercard® via a transfer request submitted to Premier America Credit Union in-branch or online.

Credit card terms and conditions