1APR=Annual Percentage Rate. Qualification and rate is based on an assessment of individual creditworthiness and our underwriting standards.
2If we do not receive your minimum payment within 15 days of the due date listed above, we will not charge you a late fee. However, your payment may still be reported late to the credit bureaus and your ability to use your card may be suspended or your credit limit may be reduced.
3Waiver of transfer fees applies to balances transferred from another lender to Premier America via a transfer request submitted to Premier America Credit Union in-branch or online.