Certificates

Maximize your savings potential with a money-saving Certificate of Deposit
Flexible range of terms
Higher earnings
Safe & secure savings strategy

Put your time to good use

It makes sense to focus on today's financial needs. But there are also thousands of tomorrows ahead of you. With Premier America Certificates, you can choose to save for the short term or long haul, lock in attractive rates, and earn more money in the months and years to come.
 
  • Open with as little as $1,000
  • Certificate terms from 3 to 60 months
  • Fixed rates mean you will know exactly how much you will earn during the Certificate term
  • Certificates automatically renew at maturity
  • IRA Certificates are also available
  • Certificate deposits federally insured by NCUA

Current Certificate Rates

Certificate Accounts / IRA Accounts¹ $1,000 APY * / Rate $10,000 APY * / Rate $25,000 APY * / Rate $100,000 APY * / Rate
3-Month4.00%/3.93%4.00%/3.93%4.00%/3.93%4.00%/3.93%
6-Month4.00%/3.93%4.00%/3.93%4.00%/3.93%4.00%/3.93%
9- Month Special Certificate**4.00%/3.93%4.00%/3.93%4.00%/3.93%4.00%/3.93%
11-Month Special Certificate**5.00%/4.88%5.00%/4.88%5.00%/4.88%5.00%/4.88%
12-Month4.00%/3.93%4.00%/3.93%4.00%/3.93%4.00%/3.93%
18-Month4.00%/3.93%4.00%/3.93%4.00%/3.93%4.00%/3.93%
24-Month4.00%/3.93%4.00%/3.93%4.00%/3.93%4.00%/3.93%
30-Month Special Certificate**4.50%/4.409%4.50%/4.409%4.50%/4.409%4.50%/4.409%
36-Month3.75%/3.678%3.75%/3.678%3.75%/3.678%3.75%/3.678%
48-Month3.00%/2.96%3.00%/2.96%3.00%/2.96%3.00%/2.96%
50-Month Special Certificate**4.25%/4.169%4.25%/4.169%4.25%/4.169%4.25%/4.169%
60-Month3.50%/3.445%3.50%/3.445%3.50%/3.445%3.50%/3.445%
Financial resources at your fingertips for simplified decision-making.
Checking Accounts
Explore different features to fit your needs and simplify money management.
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conviniently join and open your Premier America account online.