Certificates
Maximize your savings potential with a money-saving Certificate of Deposit
Put your time to good use
It makes sense to focus on today's financial needs. But there are also thousands of tomorrows ahead of you. With Premier America Certificates, you can choose to save for the short term or long haul, lock in attractive rates, and earn more money in the months and years to come.- Open with as little as $1,000
- Certificate terms from 3 to 60 months
- Fixed rates mean you will know exactly how much you will earn during the Certificate term
- Certificates automatically renew at maturity
- IRA Certificates are also available
- Certificate deposits federally insured by NCUA
Current Certificate Rates
Certificate Accounts / IRA Accounts¹ | $1,000 APY * / Rate | $10,000 APY * / Rate | $25,000 APY * / Rate | $100,000 APY * / Rate |
---|---|---|---|---|
3-Month | 3.50%/3.44% | 3.50%/3.44% | 3.50%/3.44% | 3.50%/3.44% |
6-Month | 3.25%/3.20% | 3.25%/3.20% | 3.25%/3.20% | 3.25%/3.20% |
12-Month | 3.00%/2.96% | 3.00%/2.96% | 3.00%/2.96% | 3.00%/2.96% |
18-Month | 3.00%/2.96% | 3.00%/2.96% | 3.00%/2.96% | 3.00%/2.96% |
24-Month | 3.00%/2.96% | 3.00%/2.96% | 3.00%/2.96% | 3.00%/2.96% |
36-Month | 2.75%/2.71% | 2.75%/2.71% | 2.75%/2.71% | 2.75%/2.71% |
48-Month | 2.50%/2.47% | 2.50%/2.47% | 2.50%/2.47% | 2.50%/2.47% |
60-Month | 2.75%/2.71% | 2.75%/2.71% | 2.75%/2.71% | 2.75%/2.71% |
Financial resources at your fingertips for simplified decision-making.
Checking Accounts
Explore different features to fit your needs and simplify money management.
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.
DISCLOSURES
¹ A penalty may be imposed for early withdrawals.
*APY = Annual Percentage Yield. Rates are subject to change without notice. Fees could reduce earnings. Rates are rounded to 2 decimal points.
**Certificate must be opened with new money. Promotional certificates renew into the designated terms stated at share opening at the current dividend rate and Annual Percentage Yield (APY) applicable on the account maturity date. Minimum $1,000 to open. There is a penalty for early withdrawal.
*APY = Annual Percentage Yield. Rates are subject to change without notice. Fees could reduce earnings. Rates are rounded to 2 decimal points.
**Certificate must be opened with new money. Promotional certificates renew into the designated terms stated at share opening at the current dividend rate and Annual Percentage Yield (APY) applicable on the account maturity date. Minimum $1,000 to open. There is a penalty for early withdrawal.