Certificates
Maximize your savings potential with a money-saving Certificate of Deposit
Put your time to good use
It makes sense to focus on today's financial needs. But there are also thousands of tomorrows ahead of you. With Premier America Certificates, you can choose to save for the short term or long haul, lock in attractive rates, and earn more money in the months and years to come.- Open with as little as $1,000
- Certificate terms from 3 to 60 months
- Fixed rates mean you will know exactly how much you will earn during the Certificate term
- Certificates automatically renew at maturity
- IRA Certificates are also available
- Certificate deposits federally insured by NCUA
Current Certificate Rates
| APY1 | Rate | |
|---|---|---|
| 3-Month | 2.75% | 2.72% |
| 6-Month | 3.05% | 3.01% |
| 12-Month | 3.25% | 3.20% |
| 14-Month (Promotional)2 | 4.00% | 3.93% |
| 18-Month | 3.00% | 2.96% |
| 24-Month | 3.00% | 2.96% |
| 36-Month | 3.00% | 2.96% |
| 48-Month | 3.00% | 2.96% |
| 60-Month | 3.00% | 2.96% |
Check out our Promotional 14-Month Certificate2, where your savings will continue to grow!
Financial resources at your fingertips for simplified decision-making.
Checking Accounts
Explore different features to fit your needs and simplify money management.
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.
DISCLOSURES
1APY = Annual Percentage Yield. Penalty for early withdrawal. Minimum $1,000 to open.
2Promotional Certificate effective as of July 21, 2026. Offer and rate are subject to change and may end without notice. Minimum $1,000 to open. There is a penalty for early withdrawal. Certificate will be opened at the Annual Percentage Yield (APY) of 4.00% (3.93% dividend rate) for a term of 14 months. This certificate will renew as a 12-Month Certificate.