Business Account Rates
| Business Certificate Accounts | APY1 | Rate |
|---|---|---|
| 3-Month | 2.75% | 2.72% |
| 6-Month | 3.05% | 3.01% |
| 12-Month | 3.25% | 3.20% |
| 18-Month | 3.00% | 2.96% |
| 24-Month | 3.00% | 2.96% |
| 36-Month | 3.00% | 2.96% |
| 48-Month | 3.00% | 2.96% |
| 60-Month | 3.00% | 2.96% |
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1APY: Annual Percentage Yield. Penalty for early withdrawal. Minimum $1,000 to open.
| Business Checking Accounts | Minimum to Open | APY1 | Rate |
|---|---|---|---|
| Free Business Checking | $25 | n/a | n/a |
| Platinum Business Checking | $25 | 0.20% | 0.19% |
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1APY: Annual Percentage Yield. Rates are subject to change without notice. Fees could reduce earnings.
| Business Savings Accounts | Minimum to Open | APY1 | Rate |
|---|---|---|---|
| Business Savings | $250 | 0.30% | 0.29% |
| Business Savings (Effective 5/1/26) | $250 | 0.05% | 0.05% |
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1APY = Annual Percentage Yield. Rates are subject to change without notice. Fees could reduce earnings. Rates are rounded to 2 decimal points. Minimum to earn stated APY is $0.01.
| Business Secured Loans | Loan Amount | Maximum Term | APR1 | Origination of Annual Fees |
|---|---|---|---|---|
| Secured by Commercial Real Estate | $500,000-$3,500,000 | Up to 10 years; 25 or 30 year amortization | Call for quote | Call for quote |
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1APR: Annual Percentage Rate. Rates and maximums subject to change without notice and subject to credit worthiness, collateral values, and other loan policies. The information furnished here is preliminary. This is not an offer or commitment. Rates, terms and conditions may change without notice. All transactions are subject to approval. Approval terms may vary. See disclosures for complete details on terms and conditions for all products and services.
| Daily Balance Tiers | APY1 | Rate |
|---|---|---|
| $500,000+ | 1.10% | 1.09% |
| $250,000 - $499,999.99 | 1.05% | 1.04% |
| $100,000 - $249,999.99 | 1.00% | 0.99% |
| $50,000 - $99,999.99 | 0.75% | 0.74% |
| $25,000 - $49,999.99 | 0.65% | 0.64% |
| $2,500 - $24,999.99 | 0.55% | 0.54% |
| $0 - $2,499.99 | 0.30% | 0.29% |
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1APY: Annual Percentage Yield. Balances under the stated minimum earn 0.30% APY.
| Daily Balance Tiers | APY¹ | Rate |
|---|---|---|
| $0.01-$19,999.99 | 0.15% | 0.15% |
| $20,000+ | 3.15% | 3.10% |
1The minimum opening deposit is $5.00. There is no minimum balance fee for this account. This is a variable-rate money market account based on your daily balance. 3.50% APY/3.440% Rate applicable on balances of $20,000.00 and higher. Rate may change without notice at the sole discretion of the Credit Union. Dividends are paid at the rate corresponding to each day’s full balance. The APY on the account is reduced to 0.15% APY if on any day the end of day balance falls below $20,000.00. The minimum required to earn any dividend is $0.01. Membership subject to approval.
2APY = Annual Percentage Yield.
2APY = Annual Percentage Yield.
| Business Unsecured Lines of Credit | Loan Amount | APR1 (as low as) | Origination or Annual Fees | Minimum Adjustment Period |
|---|---|---|---|---|
| Premier Business Mastercard® | $5,000-$50,000 | 14.99% | No Annual Fee | Monthly |
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