Change to Wires Information
Beginning July 14, 2025, domestic and international wire requirements are changing.
Beginning July 14, 2025, new requirements will go into effect for both domestic and international wire transfers. These updates are being implemented to enhance security and ensure compliance with evolving financial regulations.
To avoid any disruption in your wire processing, it’s important to review and update your saved wire recipients and templates to meet the new address requirements. This includes providing full address details for all recipients and, when applicable, intermediary financial institutions.
Please review the following details carefully to ensure your future wire transfers continue to process smoothly.
To avoid any disruption in your wire processing, it’s important to review and update your saved wire recipients and templates to meet the new address requirements. This includes providing full address details for all recipients and, when applicable, intermediary financial institutions.
Please review the following details carefully to ensure your future wire transfers continue to process smoothly.
- Now, full address fields are required for both the Beneficiary and (if applicable) the Intermediary Address fields. If this information is missing, the Wire won’t be able to be processed.
- Recipient form now requires Beneficiary (“Receiving Bank”) FI Address & Intermediary FI Address Fields
- Recipients missing this required data will be viewed as invalid and cannot be used in a new payment
- Partial addresses will not be accepted
- For consumer (non-business):
- Log into Digital Banking: Move Money menu item > Wire Transfer > New Payment button > Select Domestic Wire
- In Wire Details, select the Recipient box to search for all saved recipients.
- Select recipient and click on the 3 dots on right > Select Show Details
- Validate that all of the required recipient information is input for all of your recipients and save. (NOTE: Duplicate these step for International Wire Recipients (If applicable))
- Domestic/International Wire: Required fields are identified by an asterisk next to the field name
- If receipt does not have valid information, recipient may not be visible for utilization
- To ensure your saved templates will still work, please review all recipients to ensure new address requirements are complete.
- If you have recipient that is part of a recurring series, and you modified the recipient to include the new address requirement:
- Cancel all future transactions in each recurring series
- Set up a new recurring series with the updated recipient
- While we have done our best to mitigate any issues with old wire templates, we can not guarantee they will process. The only way to guarantee your wires process as expected is to confirm all fields are complete in a new template.
- If you had a recipient that you modified to include required information, you should delete all Transaction in the Recurring Series.
- Log into Digital Banking: Transactions > Activity Center > Select 3 dots and click View Transactions in Series
- Scroll down to Transactions in Series and click the 3 dots and select Cancel for all future transactions.