- July 2025
- Premier America
Summer’s heating up—and so are energy bills, travel costs, and family expenses! But don’t sweat it — with a few savvy swaps and budget-friendly hacks, you can keep your finances and your A/C cool. Here’s how Premier America Credit Union recommends saving money while still enjoying the sunny season.
Summer Hacks to Cool Down Costs:
1. A/C Sweet Spot = 78°F
Keep your thermostat at 78°F when you are home (and even higher when you're away) can significantly lower your energy bill without sacrificing comfort.
Bonus: Use fans to circulate air and save even more!
2. Unplug to Power Down
Electronics left plugged in can still draw power (aka phantom energy). Use a smart power strip or unplug devices when not in use to avoid surprise spikes in your electric bill.
3. DIY Picnic Nights
Skip pricey restaurants and plan weekly backyard picnic dinners or beach potlucks with friends. Save big while soaking in the summer vibes.
4. Gas-Saving Pro Tips
Avoid driving during peak heat hours, use cruise control on the highway, and always check your tire pressure. Better mileage equals less money at the pump! Whether you're booking a weekend getaway or stocking up for a summer BBQ, Premier America’s Smart Spending Checking Account gives you up to $100 in bonus rewards* for everyday spending, with no monthly fees.
5. Water Bill Saver
Water your lawn early in the morning or after sunset to prevent quick evaporation. Even better — collect rainwater for garden use. Eco-friendly and wallet-friendly!
Bonus Tip: Use a Premier America rewards credit card
Maximize your summer purchases by using one of the rewards credit cards from Premier America to earn points on purchases like travel, gas, and dining, turning your summer spend into future rewards.
A little planning goes a long way when it comes to summer savings. Do you want to earn even more? Pair your savings with Premier Plus Checking, where your balance can earn great dividends, a great way to grow your money while you enjoy your summer. Whether you're budgeting for a staycation or simply keeping cool, Premier America is your partner in making smart money moves.
*Terms and conditions apply.