Vehicle Loans

With competitive auto loan rates and helpful online shopping tools, Premier America makes it easy to get behind the wheel!

Vehicle Loans

Grab a great rate and hit the road

New Vehicle Loans Purchase

  • Rates as low as 2.39%*
  • Terms from 36 to 84 months
  • Financing up to 120% of purchase price

Used Vehicle Loans Purchase (Model Year 2014-2020) Up to 120% of Retail Kelley Blue Book)

  • Rates as low as 2.49%*
  • Terms from 36 to 84 months

Older Used Vehicle Loans Purchase (Model Year 2013 & older) Up to 101% Retail Kelley Blue Book)

  • Rates as low as 4.49%*
  • Terms from 36 to 75 months

New Motorcycles 100% of MSRP (excludes dirt bikes)

  • Rates as low as 5.64% APR
  • Terms from 36 to 66 months

Used Motorcycles (Model Year 2014- 2020) Up to 100% Retail Kelley Blue Book (excludes dirt bikes)

  • Rates as low as 6.49% APR
  • Terms from 36 to 66 months

New Recreational Vehicle (RV) Up to 70% of MSRP

  • Rates as low as 3.89%
  • Terms from 36 to 84 months

Used Recreational Vehicle (RV) (10 years or newer) Up to 80% Retail Kelley Blue Book

  • Rates as low as 5.74% APR
  • Terms from 36 to 84 months

For more details on financing and rates for Recreational Vehicles and Boats, contact us.
*APR = Annual Percentage Rate. Rates reflect a .25% discount with vehicle insurance from Premier America and .25% discount for direct deposit with automatic payment. Additional rate discount of .25% if loan-to-value is less or equal to 80% of Kelley Blue Book retail value for used model years 2014-2020.


Auto Buying Services

Self-Service Auto Buying: Shop and Save with AutoSMART

Find It. Drive It. Visit the Premier AutoSMART website for a complete auto shopping solution, offering comprehensive research tools and an extensive selection of vehicles available for purchase. This online tool is built to help you with every aspect of your vehicle purchase.
  • Browse inventory and compare vehicles
  • Research industry information on rebates and protection packages
  • Check the value of your trade-in
  • Locate your next car and apply onsite for Premier America Financing 

Get started with AutoSMART.

Full-Service Auto Buying with DriveWise

If researching a vehicle, negotiating the price, and spending hours at the dealership isn’t for you, then let DriveWise Auto do the work for you!

Financing Your Ride

Easy Online Application

Whether your vehicle is new, or new-to-you, Premier America makes it easy to finance your perfect ride. View current rates or apply now!


Refinancing your current vehicle loan is easy, and can save you money if you qualify for a lower rate with Premier America. Even if your loan is with another bank, we may be able to beat your current rate, and help you save hundreds of dollars a year.

Easy financing at participating dealerships

When you find the car you want, you can apply for a Premier America Auto Loan right at the dealership—just ask for Premier America financing. You'll get the same great Premier America rates, with the convenience of onestop shopping at the dealership.

Optional Loan Protection

Loan Payment Protection

Loan Payment Protection may help safeguard you and your family in case you're injured, or you lose your job. Get a quote.

For more information or to get loan payment protection after you finance, call Premier America at 800-772-4000, option 0.

Guaranteed Asset Protection (GAP)

GAP insurance can be added to new or used vehicle loans, and covers losses up to $50,000, and insurance deductibles up to $1,000. You can add GAP to your loan when you purchase your car, or call us at 800-772-4000, option 0, to add it to an existing loan. Get a quote.