More Movie Nights &
Less Money Stress
Premier Plus Checking - Earn up to 3.75% APY3 on your checking balance. Plus, get a $200 BONUS4 with your new active checking account.
Your Premier Choice
Premier Plus Checking Account
Chase Bank
Dividend Rate
3.75%3
0.00%
Offer Early Payday
Yes2
No
$20 / Mo. ATM Fee Rebates
Yes3
No
Monthly Fees
$0
$0-128
Max Dividend Earned
$618.759
$0
$200 New Active Checking Account Bonus - Available through Sept 30th
Disclosures
1Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. This account will be eligible for up to $20 each month in ATM fee rebates to be credited to your account nightly.
2Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
3APY: Annual Percentage Yield. APY is accurate as of the last dividend declaration date and rates are subject to change at any time. Promotional rate of 3.75% APY for all accounts, new and existing, from July 1 – September 30, 2025. 3.75% APY is paid on balances up to $30,000.00 and 0.10% APY paid on funds exceeding $30,000, when requirements are met. Requirements to earn premium yield are 1) Conduct 15 transactions using your debit and/or credit card that must post to the statement between the first day of the month and the last day of the month and 2) Must be opted in for eStatements. If you do not meet the requirements, 0.10% APY will be paid on all balances. Any points earned on a Premier America Mastercard credit card will still accrue even if these requirements are not met. Fees may reduce earnings.
4To qualify for the $200 New Premier Plus Checking Account Bonus, new account must have an ACH Direct Deposit (minimum single deposit of $250), be opted in to eStatements, and conduct 10 debit and/or credit card point of sale transactions within the first 60 days of account opening. Bonus will be paid in 2 separate $100 deposits made on day 61 if all qualifications are met and membership is in good standing. Members with open or converted checking account not eligible for account bonus. Bonus will be subject to IRS tax reporting. Member will receive a 1099 Form from Premier America. Offer subject to change or end without notice. Offer may not be combined with any other offer, except at the sole discretion of Premier America Credit Union.
5Standard fees may apply to additional account services.
6National average of .07 from nerd wallet on June 26. Terms and conditions apply.
7Subject to credit approval and analysis. Equal Opportunity Lender.
8Fees via Chase.com on August 25, 2023.
9Estimated annual earnings based on meeting the dividend rate qualifications each month (3 months at the 3.75% APY promo rate, 9 months at standard rate of 1.50% APY) with an Average Daily Balance of $30,000 using MyBankTracker.com.
An initial deposit of $1 in a Consumer Share Savings is required to join Premier America and $25 to open a Premier Plus Checking Share. Federally Insured by NCUA
2Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
3APY: Annual Percentage Yield. APY is accurate as of the last dividend declaration date and rates are subject to change at any time. Promotional rate of 3.75% APY for all accounts, new and existing, from July 1 – September 30, 2025. 3.75% APY is paid on balances up to $30,000.00 and 0.10% APY paid on funds exceeding $30,000, when requirements are met. Requirements to earn premium yield are 1) Conduct 15 transactions using your debit and/or credit card that must post to the statement between the first day of the month and the last day of the month and 2) Must be opted in for eStatements. If you do not meet the requirements, 0.10% APY will be paid on all balances. Any points earned on a Premier America Mastercard credit card will still accrue even if these requirements are not met. Fees may reduce earnings.
4To qualify for the $200 New Premier Plus Checking Account Bonus, new account must have an ACH Direct Deposit (minimum single deposit of $250), be opted in to eStatements, and conduct 10 debit and/or credit card point of sale transactions within the first 60 days of account opening. Bonus will be paid in 2 separate $100 deposits made on day 61 if all qualifications are met and membership is in good standing. Members with open or converted checking account not eligible for account bonus. Bonus will be subject to IRS tax reporting. Member will receive a 1099 Form from Premier America. Offer subject to change or end without notice. Offer may not be combined with any other offer, except at the sole discretion of Premier America Credit Union.
5Standard fees may apply to additional account services.
6National average of .07 from nerd wallet on June 26. Terms and conditions apply.
7Subject to credit approval and analysis. Equal Opportunity Lender.
8Fees via Chase.com on August 25, 2023.
9Estimated annual earnings based on meeting the dividend rate qualifications each month (3 months at the 3.75% APY promo rate, 9 months at standard rate of 1.50% APY) with an Average Daily Balance of $30,000 using MyBankTracker.com.
An initial deposit of $1 in a Consumer Share Savings is required to join Premier America and $25 to open a Premier Plus Checking Share. Federally Insured by NCUA