Mastercard® Benefits

Our credit cards come with a variety of valuable perks

Protection against fraud, travel mishaps, and more

Our four Mastercards all come with Member-friendly rates and no annual fees. But these money-saving features are just the beginning. Each card also provides extras ranging from ID theft protection to airport concierge service to rental auto insurance. For more details, check out the chart and descriptions below.

Mastercard® Benefits to Protect You

Premier Privileges
Standard, Secure & Student
MasterRental® Auto Insurance
Yes
No
Hotel/Motel Burglary Coverage
Yes
No
Trip Cancellation or Interruption Insurance
Yes
No
Lost/Damaged or Delayed Baggage Insurance
Yes
No
Travel Accident Insurance
Yes
No
Travel Assistance Services
Yes
No
Purchase Assurance
Yes
No
Satisfaction Guarantee
Yes
No
ID Theft Protection
Yes
Yes
Airport Concierge
Yes
Yes
Mastercard Global Service
Yes
Yes
Travel Benefits
  • MasterRental®: Reimburses you for physical damage to a rental car up to $50,000.
  • Mastercard Global Service: Provides worldwide assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
  • Airport Concierge: Arrange for a personal meet-and-greet agent to escort you through the airport on departure, arrival, or any connecting flight at over 700 destinations worldwide.
  • Hotel/Motel Burglary Coverage: Reimburses you up to $1,500 per incident when personal property is stolen from a hotel or motel room via forced entry.
  • Trip Cancellation or Interruption Insurance: Protects you against forfeited, nonrefundable, unused payments and deposits up to $1,500, if a trip is interrupted or discontinued for covered reasons.
  • Lost, Damaged or Delayed Baggage Insurance: Reimburses you up to $1,500 per incident when the luggage you have checked in or carried onto a common carrier is lost, damaged, or stolen. When baggage is delayed, reimburses up to $300 to cover clothing and essential articles.
  • Travel Accident Insurance: Provides up to $500,000 coverage against accidental loss of life, limb, or sight while you are traveling on a licensed common carrier.
  • Travel Assistance Services: Guidance for many important services you may need when traveling 50 miles or more from home.
Shopping Benefits
  • Purchase Assurance: Insures you 90 days from date of purchase and up to $1,000 per claim for theft, damage, or loss of purchases.
  • Satisfaction Guarantee: If you become dissatisfied with a product within 90 days and the merchant will not accept a return, you may be reimbursed for the product up to $250 per claim.
Legal-Related Benefits
  • ID Theft Resolution: Offers identity theft monitoring of the web and searches for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception.
With Mastercard ID Theft Protection, a team of specialists monitors the web 24/7 and keeps a close watch for other clues, to help keep your personal identity and financial data safe and secure

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