Premier Privileges Rewards Mastercard®

The perfect combination of great rates, amazing rewards, and security benefits
No interest payments for first six months
No annual fee
Earn points for travel, gift cards, and more
Now through July 31 earn 2X Rewards Points on your Summer travel!5
Flights, Hotel, Restaurants & Fast Food, Car Rental, Theme Parks
Long list of card benefits

Our Premier Privileges Rewards Mastercard® doesn't need much hype. After all, the long list of benefits pretty much speaks for itself. Start off by transferring high balances from other cards and saving a bundle on interest payments. As a card holder, you get to enjoy all of the following:

  • 0% APR on purchases for first six months1
  • After introductory period, a competitive fixed rate will apply2
  • No annual fee
  • No balance transfer fee3
  • No over-limit fee
  • No foreign transaction fee
  • Earn 1.5 points per dollar on purchases
  • No point limits and no expiration dates4
  • Redeem points for over 6 million rewards, including travel services, merchandise, gift cards, event tickets, and cash back via account credit
Travel Benefits
  • MasterRental®: Reimburses you for physical damage to a rental car up to $50,000.
  • Mastercard Global Service: Provides worldwide assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
  • Airport Concierge: Arrange for a personal meet-and-greet agent to escort you through the airport on departure, arrival, or any connecting flight at over 700 destinations worldwide.
  • Hotel/Motel Burglary Coverage: Reimburses you up to $1,500 per incident when personal property is stolen from a hotel or motel room via forced entry.
  • Trip Cancellation or Interruption Insurance: Protects you against forfeited, nonrefundable, unused payments and deposits up to $1,500, if a trip is interrupted or discontinued for covered reasons.
  • Lost, Damaged or Delayed Baggage Insurance: Reimburses you up to $1,500 per incident when the luggage you have checked in or carried onto a common carrier is lost, damaged, or stolen. When baggage is delayed, reimburses up to $300 to cover clothing and essential articles.
  • Travel Accident Insurance: Provides up to $500,000 coverage against accidental loss of life, limb, or sight while you are traveling on a licensed common carrier.
  • Travel Assistance Services: Guidance for many important services you may need when traveling 50 miles or more from home.
Shopping Benefits
  • Purchase Assurance: Insures you 90 days from date of purchase and up to $1,000 per claim for theft, damage, or loss of purchases.
  • Satisfaction Guarantee: If you become dissatisfied with a product within 90 days and the merchant will not accept a return, you may be reimbursed for the product up to $250 per claim.
Legal-Related Benefits
  • ID Theft Resolution: Offers identity theft monitoring of the web and searches for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception.
Save with a 0% APR on purchases for first six months.1
Financial resources at your fingertips for simplified decision-making.
Personal Loans
Budget-friendly financing solutions for large expenses, big plans and more. 
Premier America Credit Union is a full-service financial institution with branches in California and Texas.

1APR=Annual Percentage Rate. 0% intro APR for 6 months.
2Qualification and rate is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
3Waiver of transfer fees applies only to balances transferred from another lender to Premier Privileges Rewards Mastercard® via a transfer request submitted to Premier America Credit Union in-branch or online. 
4Account must be open, current and in good standing.
5Limited Time Bonus Points Offer: Earn 2 rewards points per dollar on selected purchases made from June 1, 2024-July 31, 2024 and 1.5 rewards for all other purchases. Bonus Points Offer valid only on merchants who identify themselves by the Flights (3000-3299, 4511), Hotels (3501-3999), Car Rentals (3351-3500), Restaurants & Fast Food (5812, 5814), and Theme Parks (7996) Merchant Codes. Additional categories are ineligible for bonus points, in which case you will earn 1.5 points per dollar spent at these merchants. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions may apply.

Credit card terms and conditions