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Checks & Balances
Checking Options
Accounts for any amount.
It’s all about flexibility, great features and easy access. That’s why we offer different checking account options so you can manage your money how you want to. No matter which account you choose, all Premier America checking accounts include:
Free
Early Direct Deposit
***
Free
Bill Pay
Free
Online Banking
Free
Mobile App
and
Mobile Deposit
30,000
+ Free ATMs Nationwide
*
Free
Payments With
Zelle®
Free
eStatements
Free
Money Management Tools
Free
Debit Card
Free
Overdraft
Account transfers
Smart Spending
It’s a digital way to bank, designed from the ground up to be easy. And because we know you’re so over overdraft fees, we got rid of them. You can say goodbye to monthly fees too. There are none. And, with a top-rated app, paying your bills, depositing checks and paying friends, and family is easy.
Features:
No Monthly Service or Overdraft Fees
No Minimum Opening Deposit
No Minimum Balance Requirement
No Deposit Fees
Overdraft Protection
Free Overdraft Account Transfers
Certified by
Bank On
for meeting
National Account Standards as a safe and affordable account.
Primary Checking
With our Primary Checking account, you don't need to jump through a bunch of hoops or be on the lookout for hidden fees. Enjoy unlimited check writing with no monthly service fees, no minimum balance requirements, and most importantly, no gotchas!
Features:
No Monthly Service Fee
Low $25 Minimum Opening Deposit
No Minimum Balance Requirement
Overdraft Protection
Free Overdraft Account Transfers
Premier Checking
You work hard and you want to get the most from your money. Premier Checking Accounts earn competitive dividends
and have access to online and mobile financial management tools to help you stay on top of your finances.
Features:
Low $25 Minimum Opening Deposit
No fee with $1,500+ average daily balance
$10 fee if less than $1,500
Overdraft Protection
Free Overdraft Account Transfers
Rates
0.10% APY*
0.10% Rate
Platinum Checking
Make the most of your money and receive other perks with a Premier America's Platinum Checking account. Put your hard earned money to work by opening an account today!
Features:
$25 Minimum Opening Deposit
No fee with $10,000+ average daily balance
$25 fee if less than $10,000.
Overdraft Protection
Free Overdraft Account Transfers
Free Cashier’s Checks
One Outgoing Domestic Wire Transfer
Rates
0.20% APY*
0.20% Rate
Fresh Start Checking
If you have had some issues and have a past ChexSystems record, this account offers the convenience of a checking account and the chance to rebuild a positive checking account history.
Features:
$25 Minimum Opening Deposit
No Minimum Balance Requirement
Monthly Service Fee of $10 with Direct Deposit of $200 per month; $13 Monthly Service Fee without Direct Deposit
Overdraft Protection
Free Overdraft Account Transfers
Additional Checking Account Benefits
FREE
Internal & External Transfers
FREE
Deposits (Mobile/Branch/ACH)
NCUA Insured up to $250,000
FREE
Account & Fraud Activity Alerts
Digital Wallet Options
NO
Out-of-Network ATM Fee*
* APY = Annual Percentage Yield
**
Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. A deposit of $1 into a Smart Savings account is required to join Premier America Credit Union. For businesses, a deposit of $250 into a Business Savings account is required to join Premier America Credit Union. Federally Insured by NCUA.
*** Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
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