Accounts for any amount.

It’s all about flexibility, great features and easy access. That’s why we offer different checking account options so you can manage your money how you want to. No matter which account you choose, all Premier America checking accounts include:
 

	Free Early Direct Deposit***		Free Bill Pay
	Free Online Banking		Free Mobile App and Mobile Deposit
	30,000+ Free ATMs Nationwide*		Free  Payments With Zelle®
	Free eStatements		Free Money Management Tools
	Free Debit Card		Free Overdraft Account transfers

Smart Spending

It’s a digital way to bank, designed from the ground up to be easy. And because we know you’re so over overdraft fees, we got rid of them. You can say goodbye to monthly fees too. There are none. And, with a top-rated app, paying your bills, depositing checks and paying friends, and family is easy.

                                                                                                            

Primary Checking

With our Primary Checking account, you don't need to jump through a bunch of hoops or be on the lookout for hidden fees. Enjoy unlimited check writing with no monthly service fees, no minimum balance requirements, and most importantly, no gotchas!

 

 

Premier Checking

You work hard and you want to get the most from your money. Premier Checking Accounts earn competitive dividends  and have access to online and mobile financial management tools to help you stay on top of your finances.

 

                                                                                                                                                                                      

Platinum Checking

Make the most of your money and receive other perks with a Premier America's Platinum Checking account. Put your hard earned money to work by opening an account today!

 

Fresh Start Checking

​

If you have had some issues and have a past ChexSystems record, this account offers the convenience of a checking account and the chance to rebuild a positive checking account history.

 

Additional Checking Account Benefits

		FREE Internal & External Transfers			FREE Deposits (Mobile/Branch/ACH)
		NCUA Insured up to $250,000			FREE Account & Fraud Activity Alerts
		Digital Wallet Options			NO Out-of-Network ATM Fee*

* APY = Annual Percentage Yield

** Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. A deposit of $1 into a Smart Savings account is required to join Premier America Credit Union. For businesses, a deposit of $250 into a Business Savings account is required to join Premier America Credit Union. Federally Insured by NCUA.

*** Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.